ChrisF Posted March 15, 2021 Share Might be good to check your policy wording. https://www.bikeradar.com/advice/buyers-guides/bicycle-insurance-guide/ https://insurance-uk.chainreactioncycles.com/compare/ Not RSA companies, but when it comes to insurance there is generally a lot of overlapMy bike is SPECIFIED and added to my Santam insurance for vehicles and home content. Bike is covered for replacement value, for which I got a valuation certificate, which was sent to my broker. Accident damage is covered. Theft is covered, subject to proof of "forced removal" .... a broken chain, or damage to the garage door .... If somebody climbs over the wall and steals it from the backyard, without cutting a lock .... not covered I even checked for "theft from INSIDE the car", as my bike is typically transported inside the vehicle. No chain required inside the car, forced entry into the vehicle is sufficient for a claim. Link to comment Share on other sites More sharing options...
T_Boss Posted March 15, 2021 Share Anybody with experience to share on Naked Insurance? Seems to good to be true...Just my own first hand experience, and admittedly, I prefer the direct to consumer option most of the time - I am very happy with Naked. I insured my bikes with them from when they started, and have since moved household and cars to them also. Premiums cannot be beaten, and in June last year I needed to claim for a stolen bike, there were no questions asked, and from lodging the claim to collecting my new bike took less than 3 days. Over Christmas, my cellphone was drowned (even though it was supposed to be waterproof), again, hassle free claim process, and although it was over the Christmas holidays, it only took a few days from claim submission to having my new iPhone dropped off. Im a very happy customer. Edited March 15, 2021 by T_Boss Link to comment Share on other sites More sharing options...
Wayne pudding Mol Posted March 15, 2021 Share posted on wrong thread ...moved over to stolen cracknfail Edited March 16, 2021 by Wayne pudding Mol ChrisF and eddy 2 Link to comment Share on other sites More sharing options...
Dappere Posted March 15, 2021 Share My bike is SPECIFIED and added to my Santam insurance for vehicles and home content. Bike is covered for replacement value, for which I got a valuation certificate, which was sent to my broker. Accident damage is covered. Theft is covered, subject to proof of "forced removal" .... a broken chain, or damage to the garage door .... If somebody climbs over the wall and steals it from the backyard, without cutting a lock .... not covered I even checked for "theft from INSIDE the car", as my bike is typically transported inside the vehicle. No chain required inside the car, forced entry into the vehicle is sufficient for a claim.Awesome. Point of the matter; as long as you are sufficiently covered. That is all that matters. Don’t want to get any surprises at the claims stage. Who you choose to get your cover with, and how you choose to insure your bike is completely personal and preferential. ChrisF 1 Link to comment Share on other sites More sharing options...
eddy Posted March 15, 2021 Share Maybe I start a podcast and spew my opinions on the worldMarry a dimwitted ginger prince and Spotify will pay you zillions to do so.... Link to comment Share on other sites More sharing options...
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