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Insurance Advice Needed (Average Clause)


Tomik

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11 minutes ago, JJDT said:

I'm with King Price and yes two of my bikes are insured  with R1 deal. Had 3 claims for damages on the bike as well as a helmet claim which was settled promptly after providing details and quotations.

So what's the catch? I assume you have to have car insurance with them? And is there a maximum value on the bike? Or a minimum value on the car or something?

 

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21 hours ago, Patchelicious said:

A good broker can accurately answer all these questions for you. Get one, it’s worth the small communism they take.

What this man says. Its amazing the amount of admin a good broker can remove and the peace of mind you have wrt being covered.  You get what you pay for in life and their job is to ensure you never run in to average clauses. With all my mates they try and get the lowest insurance rates and then bitch when they find out why its cheaper.  

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42 minutes ago, Mountain Bru said:

So what's the catch? I assume you have to have car insurance with them? And is there a maximum value on the bike? Or a minimum value on the car or something?

 

Basically just car insurance. My Gravel bike that is valued at R53k is coverred on the R1 cover

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