Rookie101 Posted December 5, 2008 Share I cannot believe this, after sending written notes / letters to all me debtors, explaining that I have lost my job, am not able to make any payments until I find a new job, notifying them again, that payments will continue end Jan 2009 when I will recieve my 1st salary... all response I get..... Thank you for the comment. Failment to make payment by end of business today will go into legal action!!!!! If you just stay quiet and do not pay, they sh*t themselves, make arrangements and be honest about the problem, then sh*t themselves even more!!!!!! Thanx, now I feel better Link to comment Share on other sites More sharing options...
barrykm Posted December 5, 2008 Share Sh*t, you do the right thing but still get that sort of answer My guess is that if you actually speak to soemeone higher up in the food chain you might get a better response....? (annoying as this might be) Good luck Link to comment Share on other sites More sharing options...
Fulmenicilus Posted December 5, 2008 Share Had the same issue with my wife the last 2 months. She started her new job on Monday - ergo 1st paycheck 31/12!! What don't they understand! At this stage I tell them to hand it over for collection - we'll make exactly the same offer and it will be accepted! BLOODY IDIOTS Link to comment Share on other sites More sharing options...
Jean-Jay Posted December 5, 2008 Share Processes..... - i dont even know where to start I am a victim of red tape, processes, bureaucracy everyday as well. The humanity and compassion is non-existant - they have reduced us to mindless drones that must conform our imperfect (human) selves to an apparently perfect system. R.A.M. Link to comment Share on other sites More sharing options...
Captain Fastbastard Mayhem Posted December 5, 2008 Share best of luck to you... They're probably excercising their right to reclaim all monies as and when they deem appropriate, but then it's probably a coal-powered peanut guzzler (read - monkey) taking care of your account. Just phone them up, ask to speak to your account manager or his/her manager and explain your situation. They're normally accommodating with this sort of thing. Happened to me earlier this year when left my old place of employment. Bottom line, just keep the pressure on, and they MUST accommodate you. You've told them your situation and they have a duty to help you pay... Link to comment Share on other sites More sharing options...
FanieFiets Posted December 5, 2008 Share soos wat ek dit verstaan kan 'n mens vir 'n dept counselor by die bank aansoek doen. Hulle reel dan met die mense vir wie jy geld skuld en hulle mag nie dan legal action neem nie. Dink dit is wetgewing wat saam met die NCA uitgekom het. Ek kan verkeerd wees, maar dit gebeur baie min. Link to comment Share on other sites More sharing options...
Aicorner Posted December 5, 2008 Share Apply to a debt counsellor to have your liabilty restructured http://www.ncr.org.za/Debt_Councellor.html Link to comment Share on other sites More sharing options...
widget Posted December 5, 2008 Share You have notified them of your predicament, but they can still proceed legally against you if you do not pay something, you need to show some commitment as well, make an effort to pay anything, even if its only R50.00 - as long as you pay something, theres nothing they can do. Link to comment Share on other sites More sharing options...
mdk555 Posted December 5, 2008 Share Same thing happened with me except for ABSA for said no problem, gave another 30 days on my car and extended my overdraft. This happened about 15 years ago and to this date I amn still with ABSA. Link to comment Share on other sites More sharing options...
widget Posted December 5, 2008 Share Same thing happened with me except for ABSA for said no problem' date=' gave another 30 days on my car and extended my overdraft. This happened about 15 years ago and to this date I amn still with ABSA. [/quote'] Hmmm, the world was a differant place 15 years ago mdk555.!! Just make a "SMALL PAYMENT", its when "NO PAYMENT" is recieved that creditors get jittery. Link to comment Share on other sites More sharing options...
Francois Posted December 5, 2008 Share Same thing happened with me except for ABSA for said no problem' date=' gave another 30 days on my car and extended my overdraft. This happened about 15 years ago and to this date I amn still with ABSA. [/quote'] I missed one payment with ABSA, but then managed to keep on paying every month. About 3 months down the line they started calling me every day asking when I was going to pay the outstanding amount. They were quite happy if I lied to them and said the end of the month, but didn't like it if I said I am expecting money, but don't know if it is this month ot the next, so they carried on calling every day and I carried on saying that I would pay when I could. In the end it got a bit ridiculous. I did pay them, and am about to pay the full amount outstanding, but because of their system, I don't think I will be looking at them again. But then, are the other banks any different. I don't know. Thanks goodness I am slowly getting myself into a position that I won't need them for loans. Link to comment Share on other sites More sharing options...
scotty Posted December 5, 2008 Share Pay as much as you can afford to and remember interest is still charged on the balance outstanding. Some places i've seen this can be as high as 32% Link to comment Share on other sites More sharing options...
Mudsimus Posted December 5, 2008 Share I did pay them' date=' and am about to pay the full amount outstanding, but because of their system, I don't think I will be looking at them again. .[/quote'] I dont get it. You missed a payment. They kept phoning you to make the payment, and now they are the bad guys? Link to comment Share on other sites More sharing options...
Francois Posted December 5, 2008 Share I did pay them' date=' and am about to pay the full amount outstanding, but because of their system, I don't think I will be looking at them again. .[/quote'] I dont get it. You missed a payment. They kept phoning you to make the payment, and now they are the bad guys? EVERY SINGLE DAY, and even twice on some days. Come on!! Once a week maybe, especially since I was still paying all my other installments to them. If I lied to them and said, "ja I'll pay at the end of next month" they say they wouldn't have kept calling me. Let's be reasonable. Do they want the truth or me to lie. Link to comment Share on other sites More sharing options...
Red Zone Posted December 5, 2008 Share Rookie, I sympathize with your situation, but on the flip side, My business sufferes when my clients dont pay or pay late, its about cashflow, lost income, interest, etc which then impacts on my paying clients. I therefore have to take a hard line with non payers, sounds brutal I know but I also have bills to pay and a family to support. Link to comment Share on other sites More sharing options...
Hog_ Posted December 5, 2008 Share Same thing happened with me except for ABSA for said no problem' date=' gave another 30 days on my car and extended my overdraft. This happened about 15 years ago and to this date I amn still with ABSA. [/quote'] Still struggling to pay off the overdraft after 15 years? Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now