So I have just bought my TCR advanced frame and then read the topic on the unforutnate guy with the Cervelo vs Car. There are some comments on insurance paying, replacing or fixing bikes or nooooottt I would like to insure this frame as I really can't replace it if it goes for any other reason that the warranty covered issues, such as crashes and the like. Anyone with some advice on insurance options? good and bad experiences? and darn-it but the cricketers choked AGAIN!