I would just like to put a general warning out there to all hubbers who think their bikes are safe because they loyally pay their insurance premiums to CYCLE SURE every month!! Here is my story: Last april around the easter weekend we were victims of a house robbery, where the intruders hopped our electric fence, entered our garage, and stole my R70 000 bicycle along with a couple of other things. I was not too worried about it, as I knew I had it covered with cycle sure (underwritten by zurich) and placed my claim. The assessor came out, and had a general look around the property in a very inefficient and unprofessional manner, and left implying that all would be fine, and that I would be reimbursed for my loss and left. Little did I know that she would report back to cycle sure rejecting my claim. I have spent the last year in an ongoing pursuit with zurich to reconsider the grounds for dismissal with absolutely NO joy. So my warning is... Cycle sure will find any reason not to accept your claim, and according to them forcible entry literally means that there needs to be a hole in your front door, and the fact that intruders can jump over electric and palisade fencing and have access to your property is by no means enough "FORCE" for them. The definition of forcible entry: The taking of or entry onto property using unlawful or illegal force, or any entry done without consent of occupier or owner. (http://law.yourdictionary.com/forcible-entry-abbv)
