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Best options for a personal loan


Josh0

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Posted

Is the best option not to use your cash (or maybe half), because earning maybe 3-4% on savings and paying an effective 15-18% on loan doesn't seem to make sense?

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Posted

Was buying a car for a similar amount a couple of years ago

 

Looked at financing it vs personal loan... ended up extending my overdraft to get the cash

 

The bank agreed to give me prime -3% if I upgraded my account from a student account - worked out pretty well 

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