Bike insurance travelling back to SA

[rotorbug]

Wonder if anyone can offer advice.

 

I have been working on a 3 month work contract in the UK and I am returning with my Specialised Camber Expert Evo as sporting goods on the plane.

 

I can't insure it from this side as I have only been in the Uk for 3 months and UK travel insurance companies require at least 6 months residency.

 

South African cycle insurance companies in SA won't insure it until a local bike dealer has seen and valued the bike for the insurance company.

Edited June 30, 2015 by rotorbug

[Jacques@ACT]

Can you get someone to include it as a specified item on content insurancr on the house insurance policy? Make sure the cover includes using it anywhere in the world.

Outsurance (as an example) have this. This is from my understanding speaking to them a while ago. I dont have this myself, but worth a try if someone can add this to theirs.

[milky4130]

Did you take travel insurance cover before you left SA, I'm guessing yes cause that's a prerequisite for the visa, call them & tell them you want to upgrade to include Sports events/equipment, not sure if it will fly but worth a try. Also can't remember if it will only cover "sport injury" or include equipment as well.

Leaving SA I took the sports option ontop of my travel insurance to participate in a event in Europe.

Edited June 30, 2015 by milky4130

[milky4130]

Wonder if anyone can offer advice.

 

I have been working on a 3 month work contract in the UK and I am returning with my Specialised Camber Expert Evo as sporting goods on the plane.

 

I can't insure it from this side as I have only been in the Uk for 3 months and UK travel insurance companies require at least 6 months residency.

 

South African cycle insurance companies in SA won't insure it until a local bike dealer has seen and valued the bike for the insurance company.

also just realised now that my bikes were never required to be evaluated by anyone & they are insured with Alexander Forbes along with my household insurance.

[rotorbug]

Thanks guys.

 

I didn't take out travel insurance as I have a British Passport.

[HBO]

If you do have an active policy currently for your House hold goods, the best will be to add the bike to this policy under the All Risk section.

It will be important to have proof of the bike. The best will obviously be an invoice, even if it is in pounds.

 

I doubt you will experience any diffculty with this.

 

If don't have an existing policy, it might be difficult. I doubt if you will be able to insure the bike on its own. The only guys that will do that is Cyclesure,(that I know off) but if they first need to have it locally inspected/ valued you are screwed.

 

Perhaps you can send me a pm if you need more assistance.

 

I am an independent broker.

[milky4130]

If you do have an active policy currently for your House hold goods, the best will be to add the bike to this policy under the All Risk section.

It will be important to have proof of the bike. The best will obviously be an invoice, even if it is in pounds.

 

I doubt you will experience any diffculty with this.

 

If don't have an existing policy, it might be difficult. I doubt if you will be able to insure the bike on its own. The only guys that will do that is Cyclesure,(that I know off) but if they first need to have it locally inspected/ valued you are screwed.

 

Perhaps you can send me a pm if you need more assistance.

 

I am an independent broker.

with Alexander Forbes nobody saw my bike (inspected it) just added it via the telephone call as all risk along with my household policy, I insured it for replacement value, when it came time to claim, they just sent out an assessor, no questions asked for proof of purchase etc. pay out was a smooth as butter.