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Have a look at Jasure, they use an app based on demand insurance model, underwritten by Santam. Disclaimer - we do help them with their in store merchandising and roll out.

 

https://www.jasure.com/

 

Happy to answer questions if you're interested and if it's something that might work for you, use the coupon code 'BIKALOT' when signing up for a cash back after 3 months of use.

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