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Posted

I know this has been posted before, but most of the guys have their bikes on their existing household insurance.

 

I need a good and trusted stand-alone insurance on my bike, all our stuff is insured on First for woman(on my mom's name) and they charge a ridiculous R300 p/m for my bike !

 

I Know MiWay offers an stand-alone option, Ingwe doesn't.

 

Cycle sure is a bit to expensive at R205 p/m on a R25 000 replacement value. Looking to go up to R150 max p/m

 

Anyone knows about PEDAL CARE? their website and email doesn't work which have me wondering if they are any good...

 

 

Posted

You could try outsurance. I've got 2 bikes insured with them to the value of R16000 for R120 per month. I've claimed twice before and never had problems. They cover everything.

Posted

 

I Know MiWay offers an stand-alone option, Ingwe doesn't.

 

Must be new then, when i phoned them they said they only include as part of houseowners.

Posted

Outsurance will probably be more expensive since they have a different excess structure to Cyclesure e.g. Outsurance charge a fixed excess (R450 in my case) on any claim, Cyclesure charge a percentage excess (5% general, 15% for wheel damage, 15% for theft).

 

I used to be on Pedal Care until they suddenly stopped taking premiums off my account. They didn't respond to my emails so I changed to outsurance.

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