and so it happened to me

[Stretch]

missed this - heal up slowbee - glad you and your horse are ok

[arabsandals]

 Sorry to hear this. His insurance will cover the expenses as part of the Third Party Liability he has on his car. I'm a broker myself and very well know that, as you said, the excuse only last until they saw the quantum.  

 

The reason for this is that they have an estimate in their head of what is fair, lets say R 10k and then you submit a quote of R 20k. The reasoning then is that you want exploit them and thus the change in attitude.

 

The best advise I can give you is to ask him to report the accident to his insurer, provide you with his claim number and then take it up directly with his insurance company. If you have a broker he will be able to assist you with it. If he asks you what the damages are, just tell him that you are still waiting for quotes.

 

If you claim as a third party against his insurance, you would still need to prove your claim. Get as many photos of the damages as possible (both the bike and yourself), quotes and invoices for everything that you've paid yourself.

 

Do you have eyewitnesses? This is the most important.

 

Good luck with this.

Lots of witnesses but nobody stopped. I do have all his details and getting a j88 as part of my accident report to document my injuries. He was on the clock in a company bakkie, so I'm going to try and go through their public liability cover if I can. The guy was very apologetic and even dropped me off at home so I don't want to nail him if I can avoid it but still want my bike and medical bills covered.

[HBO]

Lots of witnesses but nobody stopped. I do have all his details and getting a j88 as part of my accident report to document my injuries. He was on the clock in a company bakkie, so I'm going to try and go through their public liability cover if I can. The guy was very apologetic and even dropped me off at home so I don't want to nail him if I can avoid it but still want my bike and medical bills covered.

Ja, its a real pity that people don't want to get involved. The positive thing about it being a company vehicle, is that you know for sure they will have insurance. If it is a really big company there might be some unnecessary red tape that might delay the process, but at the end you will get paid.

 

its not about nailing the guy, but if he faces disciplinary actions due to this incident, then so be it. Next time he will be more careful.