jock_the_GIANT

Does anyone know if you can downgrade form the full to the half, and what how the process works?

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Not 100% sure about Discovery insure, but most all-risk insurance works the same. If you crashed, you need to get a quote, they will pay the value of the quote. Remember best practise with All risk items is, to insure for replacement value and not what you paid. Ps: if your bike is insured for R5000 and the replacement part cost R6000, they will only pay R5000.

Each to their own. I would never buy a brand new car so I get where you are coming form. But if i had to replace my current bike, I would probably go new, unless I get a deal of a lifetime.

The average clause is not applicable on all-risk items. It is only applicable for Buildings, House content, and in a way vehicles. If you insured is for R124 000 they will only pay you R124 000 for a total loss. If the wheels get stolen, they will pay for the replacement of the wheels. I would insure at replacement value. Just saves you the hassle of looking and fining a second hand bike.

Its going to be my second one, hopefully it will go better than my first one. Lets hope for no mechanicals.

I have a Giant Anthem and absolutely love it. (I am just biased like that) Haven't had any issues, so it would get my vote.

Thanks, but it looks like its the same weekend as the Eselfontein Festival 3 day stage race? Or is the stage race the Enduro? Im confused, anyway I entered the Stage race, so will have to wait and see.

Where does one enter?