Reme Le Hane

And here I was trying to keep the exaggeration to a minimum. [emoji23] #epic

Your clearly doing someone thing wrong, over the last 4 years I have been on level 5 and each year I have had to make minimal changes, most of which are scott free. A few years back I did my will with them, which was free and effectively gives me an entire level, this year I had to add R250pm to my saving account. Big whoop, on avg I make about 5 times my bank changes with zero effort. There are many free ways to get up on levels and unlike discovery they literally give you a list and each year they give you 2 months notice with a list of what's changed in plain and simple English. I read the change doc, logged into my Internet banking and amended my automatic payment into my saving, 60 seconds out of an entire year to get over R12000 back in well money. They definitely move the goal posts but fnb turns a 100m into a 200m while discovery turns a 5k into a marathon and makes u take off your shoes and put on a blindfold

Your confusing discovery with a company that cares.

Health is R300, drive i think is 90 and money is 15

That's technically a good thing, white and bright cars generally have the lowest insurance premiums, darker car are more likely to get into accidents owing to reduced visibility. There was a proposal on UK to actually tie finance premiums to car colour as well, meaning those buying white or bright cars got lower rates than those buying black, grey, silver, etc. Makes sense there, its dark 360 days of the year.

I canceled mine, from this year it would have cost me money to be in vitality. The value gained from it would have dipped bellow the cost of it. At least now I can train properly and more healthy instead of keeping tabs on an avg heart rate.

Yep, went up and the points you get for the checks went down, HIV test dropped to 1k from 5k points. Scoring for fitness assessments are stricter, cash only gets paid to discovery bank accounts otherwise you get miles instead and so on and so on, foook load of changes.

Mine says blue when it should say canceled.

Spinning around Eden/Mont Marie/GSpot

Your confusing an inverter with a ups.

A ups cannot handle the power draw of a house. The batteries are not the issue. A house will trip a ups long before the batteries get involved.

So you spell out an acronym and then say your actually using an inverter which is a completely different piece of hardware. A ups tops out at 2ka and cannot handle a high power draw, inverter on the other hand you can go bat **** crazy with. That's like trying to say a scateboard and a ferrari are the same thing cause they have wheels.

Running a house for 24 hours is not a ups. That is literally a functional impossibility.

That's expecting too much

If it would even work you'd need an inverter. A 2kva ups which is the biggest you get would prolly run it for 10 minutes, assuming the ups can handle the current draw. Rather invest in a generator, it will cost less in the long run.

Suppliers working fast hey, ordered new Goggles from The Hanger yesterday morning and collected em today, perfect timing with tomorrow being shuttle day. The 100%'s were just too small internally.

Yeah, but I already moved life cover out, I got better for less than the discounted amount at old mutual.

That's the thing actually, a few bios have told me, the Vitality rewards actually does about as much harm as it does good. The unfit end up going out sure, better heart health, but boom they had no idea what they doing and now have joint and muscle problems. Those that are fit are now over training as you should not be hitting 80% max that often. Those wanting to work on the fat side of things, 80% is above far burner zone your not loosing weight up there your working muscle. Sure more muscle is good but running and ridding does not increase muscle mass to a point where your metabolism increases enough to offset the fat.

Font forget putting the fitbit on the dog. I left, vitality never motivated me to get active, but it had nice rewards for it, but this year especially it was worthless. Some say the free coffee was nice, I don't like nor am near enough to use the free vida coffee, I dunno what that black swill is that mugg and bean sells. The fact it it went down from a minimum R60 weekly value to R25. I don't fly, I seldom go to the movies and I usually used my edgars Club anyway as the discount is bigger and I can get 2 tickets a day not 1 per movie. I don't gym, I have maxed out my required sports gear and more often than not the smaller shops are cheaper than sportmans anyway. I think next year the numbers will start to drop, people are not going to move banks just to maintain their financial rewards.

That and with NHI they risk loosing their main business anyway.

Easy, they have not added fokol to the bad words dictionary. This is an American coded forum, there will be plenty of Afrikaans swearing we will probably be able to use.

Friend just got the same one. My Nespresso died so I got...

I had that sort of value last year, this year, sweet fokol. It may be worth it to you sure, but for me, I literally got 2 disconnected diamonds, 1 x 100 points and the rest was all 25 and 30s. I just cancelled mine as for me, I'm putting in way more than I am getting out.

Yes, but the exact same argument can be made for building, content and car insurance, even medical aid as a hole. Every insurance is a lot of money in hindsight, but again, who can afford to up and replace a house or a car. Friend of mine had a mtb accident, first bill was 140k, medical and gap covered all of it, and that's just bill 1,its 4 months of recovery, therapy and all that **** that they are going to pay for. So sure over the years you spend a lot of money, but the cost of decent treatment in this country, 1 accident and all your savings and a **** lot more are gone. Like that 24k,someone punches u hard enough on the face and that won't even cover the cat scan. 10 years ago I had 1 and it was 20k, I shudder to think what they cost now. My mother just had 2 eye ops, it was 11k per op, 11k for the hospital and 5k for drugs dude, that's 54k and she has been on med for 1 year at 1.6k per month. So assuming I saved that 1.6k instead even with interest I have not paid for 1 eye, let alone both.

Like most insurance it's all money down the drain till you need it. Unfortunately, life never waits until you have enough saved up for the emergency.