Insurance II

[Lilo]

Where can I find the best insurance with the best services??? Any ideas? Lilo2007-12-03 05:23:49

[Thug]

 

As far as I'm aware, both Cyclesure and Pedalcare are underwritten by the same Company.

 

Only diff between the two is that Pedalcare have 100% higher excess than Cyclesure but at a reduced premium.

 

 

The Thug2007-12-03 05:30:25

[Brakkies Sport Fotos]

Lilo, ek het "Netcover" as 'n makelaar wat vir my die beste premies soek.

 

 

 

Omdat hulle baie kliente verteenwoordig, beding hulle beter pryse en jy sukkel nie direk met 'n versekeraar.

 

 

 

 

[TarmacPro]

Lilo, ek gebruik ook n Makelaar. Ek het die afgelope 10 jaar nog nie direk met die versekering ge "deal" nie.  Ek s? vir my makelaar wat gebeur het en hulle sorteer die res uit.

[BikeMax]

 

As far as I'm aware' date=' both Cyclesure and Pedalcare are underwritten by the same Company.

 

Only diff between the two is that Pedalcare have 100% higher excess than Cyclesure but at a reduced premium.

 

 

[/quote']

 

As far as I understand it Cyclesure is an SA Eagle product and Pedalcare is underwritten by Santam.

 

Pedalcare gets my vote - better service and backup and run by a cyclist.

 

[Elvis]

Hoeveel kos dit omtrent?

[Malkie]

Lilo' date=' ek gebruik ook n Makelaar. Ek het die afgelope 10 jaar nog nie direk met die versekering ge "deal" nie.  Ek s? vir my makelaar wat gebeur het en hulle sorteer die res uit.

[/quote']

 

Same here

[Sean]

Hoeveel kos dit omtrent?

 

My last quote from Cyclesure was R165 pm for a total insured value of around R20,000, including all the usual liabilities etc.

Importantly you are covered while training and racing.

[roadguy]

I would say that cyclesure are a poor option. they have given me alot of problems recently with my claim. bike insured for 29000!, annual premiums are about 3200, I've been with them for a good few years and never claimed before and they are only willing to pay out about a third of my claim (about 15000) for damage in a recent race.

[Riccardo]

The cover offered by Cyclesure and Pedalcare is basically identical,save for the excess.If you are a regular claimant,then the better choice would be the company with the lower excess,but it is important to determine what the actual excess difference is,when compared to the premium.Cyclesure is a product developed by SA Eagle(now Zurich).Pedalcare is a product created by a person in the short term industry,who approached Santam as the Underwriter.The above information is factual.

[AfreekduSoet]

Investec, covers R50k if racing or training.

[Riccardo]

I would say that cyclesure are a poor option. they have given me alot of problems recently with my claim. bike insured for 29000!' date=' annual premiums are about 3200, I've been with them for a good few years and never claimed before and they are only willing to pay out about a third of my claim (about 15000) for damage in a recent race.[/quote']

 

Hi Roadguy.Having been involved in the short term industryfor 24 yrs  problems can be experienced on a claim,sometimes justifiably and other times not.Unfotunately it does seem that the legitimate claimants must suffer the consequences of those who are not sincere,the latter more often than not suceeding with their claims.

[Riccardo]

Hoeveel kos dit omtrent?

 

Dit hang af van die waarde van die viets.

[Riccardo]

Hoeveel kos dit omtrent?

 

My last quote from Cyclesure was R165 pm for a total insured value of around R20' date='000, including all the usual liabilities etc.

Importantly you are covered while training and racing.

[/quote']

 

Pedalcare would charge R134.05 per month,same bases of cover.

[ffly]

When I obtained quotes from both Cyclesure and Pedalcare, their excesses were both 10% of the claim with a minimum of R500 (Pedalcare) and R250 (Cyclesure).  Could this be the 100%? higher excess.  Cyclesure had an additional excess for wheels as well.

[ffly]

The quote from Pedalcare on R20k was R118.00 - also including racing and training.