madvics

Starting in D batch , last year was in C batch , go figure !!!!!

Almost!!!

Sorry guys my mistake, I meant ANC, I am married ANC with accrual.

I think most people who are self employed are married that way, Its just safer

Thanks guys you are all being a great help , allot of you mention better bond I am definitely going to keep them in mind. Thank you Wayne for that breakdown

We've discussed this at large already and have moved on.

thanks that's a great help, gives me some kind of an idea.

Thats the thing , if you work for someone, doesn't matter how the business is doing they look at your payslips bank statements and affordability, when its your own business they even want to know what toilet paper you use.

Ill keep them in mind. Thanks

The deposit, should I sell some of my assets like shares and put that into the bond as well or should I rather just put as much cash together as possible.

I have the financials and a letter from my accountant aswell.

Should I approach my bank myself or should I let the agencies do the applications for me?

As the headline says I am looking at buying my first house,I have my own business that's been running now for nine years. The business is a cc and I do draw a salary. My question is this, once the banks know you are self employed they immediately file you in a different category. Should I tell them that I have my own business,or that I work for the company. If I have to tell them what should I do for them to look at me positively. I do have a excellent credit rating. Any advice will be greatly appreciated.

I had a crappy day out , first ten kms burped my tyre fell and hurt my wrist, ten kms later my chain broke, and just when I decided to just finish and enjoy the single track the race was over. Better luck next time!

Same here first race at this event 50km c batch.

Same here first race at this event 50km c batch.

I've made a point not to waste any more time and energy supporting our one day team, they always disappoint.

You missed quite a bit, I get about 20km out of the trails, and mostly single track.

So I noticed this weekend that my front fork all of a sudden stays in the same setting on all the positions (climb,trail,descend) the fork isn't even four months old. Has any one had the same issue.

Thanks Jcsa I agree with you, trailseeker: Van Gaalens (will never miss) Cullinan ( enjoyable but lots of traffic) Irene (wont see me again) Hakahana (gonna do this year) what I want to do are: Magalies monster USN big Red barn Walkerville cradle trophy Route 69 dirtmax Voriberg

Thanx I couldn't have put it better myself. I myself have only done trail seeker races so I cannot make comparisons as yet, I want to do different events but need to know which are value for money and great fun races.

So I was paging through the ride magazine race calender that we get early in the year, and was wondering with so many events in and around Gauteng which are the must do races and which ones can we leave out? I would start a poll of sorts but wouldn't even know where to begin? So can the hubbers mention which mtb events they never miss out, and which ones they wont go back to?

Three months for me,cant believe now that I smoked, its amazing how my fitness and lifestyle has improved.

Rode there today, I see they have put signage up all over, warning people not to ride alone.

Brilliant video thanks for the post Mons.