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TCTG

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Everything posted by TCTG

  1. Good on you! If I recall CBR don’t like repairing carbon wheels and will refuse doing so because the tears are generally where the spokes meet the rim making it a weakened spot and will break again. Anyway, I hope the OP updates us going forward.
  2. Yes it spoke of using technology but do you honestly think that Santam in this instance is not going to look at the other side of the same coin and not minimize costs there too? What I can assure of is, that if it was another type of claim like theft for example then the OP would have been asked for an invoice and/or a valuation certificate amongst some other requirements. So, like the old saying goes, let the buyer beware, still very much holds in the insurance space.
  3. From the Santam horse's mounth: Andre Coutts:“It’s not about paying the claim anymore. It’s about not paying the claim … We have to move to the space where it becomes about [diminishing] the risk.”. https://www.businesslive.co.za/bd/companies/financial-services/2019-11-19-affordability-pressures-squeeze-sa-insurers-barometer-shows/
  4. The OP should read the T&C to confirm and once again PSG in this instance should have highlighted this VERY IMPORTANT REPAIR aspect upfront. I believe that you pay for replacement value and you expect replacement value to paid out. Santam can claim the salvage, fix and sell it through the shop (this shop purchases it, which I doubt will happen) they have an agreement with. This is no ordinary claim and hence needs to be challenged with a bit of research.
  5. You will find that the shop they took it to they have an MOU or trade agreement with, in terms of cost containment. More and more I find SANTAM becoming "stricter" with claims assessments and its all about minimizing claim payouts. This is a trend I have noticed in many other claim event areas. I will request they offer you a cash settlement offer as well. this will be a good measure of whether it will match the one received from their preferred shop you speak of. Reason I am stating this is that you may find that they will want to pay out less because a markup on the repairs was done through their shop. These issues all can be challenged.
  6. Firstly you never paid for a repair insurance but replacement insurance. I am not sure who the insurer is but this option of repair should have been explained upfront in the first instance as well. There is no way I will accept the repair on the frame or wheels for that matter. The should in all fairness replace the frame and if they really persist as a compromise, repair the wheels as a measure of you meeting them half way but my view is that they should replace because that is what the premiums is calculated on. if they wanted to be innovative then they should have offered a repair insurance with reduce premiums. Without sight of the t&c, I am basing my view on what you mentioned. Share more on this as it unfolds.
  7. Any route graphic for 60 km displayed anywhere?
  8. Thanks!
  9. ok then...been out of school for decades so it shows based on my comment. What are the costs for the first 2 days for a group of 3 kids?
  10. Hi, if this is aimed at kids then why host it outside school holidays? If unable to then why in the week when these kids are at school?
  11. Thought that the 3.10 was nothing short of a nitrous miraculous result starting from a 2B start group[emoji6] Sent from my SM-G960F using Tapatalk
  12. You did exceptionally well starting in 2B! Wow...I bet you won the group!![emoji122][emoji122] Sent from my SM-G960F using Tapatalk
  13. You meant PPA...racetec times the race whereas PPA cedes the rider based on their own criteria which includes entering their event and race time as well plus other factors. Dont let BMI fool you...there are guys that will ride you moer toe....appearance can be deceiving[emoji41]. Sent from my SM-G960F using Tapatalk
  14. Tough day in the saddle! Worked twice as hard. Happy I finished without incident. A buddy of mine broke is clavicle 3 km from the end. Still finished but he now needs an operation and he is feeling the pain. In the end we must always count our blessings.[emoji120] Sent from my SM-G960F using Tapatalk
  15. https://www.cyclingweekly.com/fitness/training/how-to-ride-in-the-wind-196418 Sent from my SM-G960F using Tapatalk
  16. Nice goodie bag[emoji16] and good prices on top end cycling clothes and shoes. Some good prices on tubes, tyres and small items!...glad I never stayed too long because the bank balance would have depleted further![emoji2357] Sent from my SM-G960F using Tapatalk
  17. I have an entry available...my mate had to pull out due to a family committment! DM.me.and I will put you in contact with him.http://cloud.tapatalk.com/s/5c7fed6994842/VID-20190306-WA0011.mp4 Sent from my SM-G960F using Tapatalk
  18. I heard the wind is blowing[emoji6] Sent from my SM-G960F using Tapatalk
  19. This is how we do it....whoopla!http://cloud.tapatalk.com/s/5c7f90c622f28/VID-20190306-WA0003.mp4 Sent from my SM-G960F using Tapatalk
  20. There is too much fretting over something no human can control. I do however feel a wind coming on from behind[emoji100] and that I can control[emoji16]. Just ride or dont ride...its that simple. Enjoy the day folks but I suspect the Windi conversation will still continue..... Sent from my SM-G960F using Tapatalk
  21. Choose any, they all indicators and not an accurate depiction on the day. Enjoy the ride. Sent from my SM-G960F using Tapatalk
  22. Reg so ou maat! Sent from my SM-G960F using Tapatalk
  23. Correct Sent from my SM-G960F using Tapatalk
  24. Yes 2 minutes Sent from my SM-G960F using Tapatalk
  25. Enter this weekends ride, call PPA and even if you dont do the race you will be bumped up 2 places in CTCT. But do it! Sent from my SM-G960F using Tapatalk
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