Do you have insurance on your bicycles?

[LazyTrailRider]

My 2 bikes are insured for theft from my house only, at the total price I paid for them (both are built up). My insurer has pictures and serial numbers included as part of the full inventory I update them on regularly. For R40k worth of bikes, I pay something like R45/month.

 

I consider insurance prudent only for events completely outside of my control. Breaking a frame while riding doesn't fall in that category...

Edited April 9, 2014 by Martin Hattingh

[Swim.Bike.Run]

Roadbike insured - comprehensive, MTB is "cheap" so taking my chances.

Edited April 9, 2014 by Spartan226

[LazyTrailRider]

.. Double-post ...

Edited April 9, 2014 by Martin Hattingh

[JohanC]

Usually when you combine your car and household insurance, the insurer will offer you a cheaper premium then only insuring your vehicle alone. Have a look at that! my 2cents...

I only insure what I cant afford to replace. Hence car insured. Household contents not insured. Bicycle not insured.

 

I'm "self insured" for those things. I save the money I would have spent on insurance and if I need to replace I do.

[Jakkals.]

Usually when you combine your car and household insurance, the insurer will offer you a cheaper premium then only insuring your vehicle alone. Have a look at that! my 2cents...

 

Ive got my bike insured with everything else, still paying through my back side.

[Prince]

Theft insurance is cheap. Crash insurance not so cheap.

[Beesrib]

no insurance on my bikes

[Mike Bike]

i didnt insure my bikes, but after having to pay for repairs caused at the sabie mudfest i will be insuring the mtb soonest!

[Izak]

Both bikes, shoes, helmet, glasses, Polar and Thule comprehensively insured.

 

Yes it is expensive but I will still have to save for a #$%@ long time to be able to self insure!

[Jakkals.]

i didnt insure my bikes, but after having to pay for repairs caused at the sabie mudfest i will be insuring the mtb soonest!

 

So you are going to claim for a new drive train?

[Mike Bike]

So you are going to claim for a new drive train?

i wont be claiming anything right now seeing as i have already repaired it and it wasnt insured at the time. the damage im referring to included the derailleur being ripped off and cracking the carbon frame

[Polo]

What kind of premium would one pay for comprehensive cover on a R30k DS mountain bike? I think I'm being taken for ride (no pun intended).

Edited April 9, 2014 by Polo

[deanbean]

My Yeti is insured for 40k, R186/month. I've decided not to insure my Ragley.

[Meentb]

Cannondale flash insured for replacement value of 50k. Paying R154 a month

[DJpak]

Anyone recommend me an insurance company?

I need to insure my Dogma.. damn..

[flymango]

Insurance. Expensive when you pay the premiums. Cheap when you need it. Just make sure you read and understand the small print, e.g. exclusions, technical specs, conditions, etc.