MTB insurance - any recommended providers?

[Borrels]

Hi All

looking to insure my MTB. Just interested if anyone has used any of these "newer" companies like jasure/naked etc and what the experience has been like (especially if you have had to claim). 
Any curveballs in any of the policy wordings that weren't clear at the start when reading it?

seems worth it to insure provided one can have a decent claims process.

 

thanks so much. Any advice/tips/experiences welcomed.

 

 

[guidodg]

it has already been discussed here...perhaps continue on this thread..

 

 

[HelloVelo]

Thank you 😊

[mecheng89]

Naked Insurance

[DIPSLICK]

I had all my bikes insured, the insurance recommended to me cancel them all and increase my cover for theft of goods when I leave the house, and increase my household  cover saved me horrible money, my cover would easily cover 2 bikes, garmins,cells and and 

[WR 1.0]

33 minutes ago, DIPSLICK said:

I had all my bikes insured, the insurance recommended to me cancel them all and increase my cover for theft of goods when I leave the house, and increase my household  cover saved me horrible money, my cover would easily cover 2 bikes, garmins,cells and and 

This could work if your policy is an "Assets Out" Type, where you don't need to specify items seperatly to have cover away from your house. ( All Risks, Wearable's, ect)

premiums tend to be slightly more actually but its worth not having to specify every single bicycle, cellphone, garmin, etc.

You would still need to prove ownership at claims stage obviously.