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Insurance on bike


Marlisa

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I specified my bike on my home contents with Momnetum - claimed once and had zero issues.

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Specified under my Santam policy.

 

Full comprhensive cover, including during races.

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There's been a few discussions around this on the Forum. You can either approach a stand alone (Cyclesure) or add it to your Short Term insurance policy under  Contents (usually All Risks if you want cover away from your house). Reach out to a Broker to give you advise if you dont want to wing it alone

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Mine is with outsurance with my sort term insurance, my road bike is MUCH more than my mountain bikes, around the same value.

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Most efficient, and probably cheapest, is to add it to your house contents provided your home contents is valued around R750,000 or higher. A few insurers will include all your contents as if insured as all risks, including bicycles wherever they may be. Brilliant product.

You can chat to me at kieren@phoenixrisk.co.za or Riccardo noted above

 

 

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