PLEASE HELP choose my Insurance

[rad006]

Ok so roughly

 

1 Outsurance R350/month, fixed Excess of R460

 

2 CycleSure R290/month, 5% Excess of Claim, Min R250 plus wheels extra 10%

 

3 PedalCare +-R270/month, 10% Excess of Claim 

 

I was seriously considering Cyclesure as Outsurances 1st Quote was R408/Month now R350. They seem to cover everything like Cyclesure so where do I go???

 

Thanks for the help in advance...

Any comments welcome

[TNT1]

Hollard.

[Bike Mob]

Call indwe Risk... they have a cycle section too.

 

R100 less than your current selection above. 021 914 0732 ask for Shumi.

 

[Schwynn]

I went with OS. Will see what happens when I claim. I am paying R750 for 3 bikes and kit.

[rad006]

Call indwe Risk... they have a cycle section too.

R100 less than your current selection above. 021 914 0732 ask for Shumi.

Who are they never heard of them???Im afraid of small companies that I have never heard of before

[Delgado]

To me Cyclesure is the one written on quality insurance paper!!! Going direct is like schtumming without latex....fun but Caveat Emptor!! Don't know who writes Pedal Care insurance so cannot comment! 

[rad006]

So anybody claimed from OS yet???

[rad006]

PLease VOTE guys

[Bike Mob]

Indwe are a big company. They underwrite with Santam. They used to be called Prestasi.

 

I have had a few claims with them and they are awesome, I recently sent my household policy to a few companies to try and match - they couldn't come close.

 

[kjind]

What is the insured value of your bike?

[Delgado]

Also try hellopeter.com to see what folk on the ground have to say!

[GTfan]

Hollard or Aston, I only say Aston cos they're based here at the car dealership I work at

[rad006]

45K....

Thanks guys but still more voting

[TNT1]

 

 

 

Thanks guys but still more voting

 

Put Hollard in the poll, and you'd have two votes for that already

 

[Schwynn]

Like I've said, no claim yet. Everything was recorded and I was assured that I get a set access, no increase for 12 months and it is comprehensive, so all is insured.

 

Trouble usually starts when the claims start, so let's wait and see. Oh, and please, I didn't say you must go with OS!! Do what you feel is right!

[Christopher Brunsdon]

 

Call indwe Risk... they have a cycle section too.

 

R100 less than your current selection above. 021 914 0732 ask for Shumi.

Who are they never heard of them???Im afraid of small companies that I have never heard of before

 

They cover my wifes business. Not impressed with them as we tried to claim flood damage from them - they told us "No, claim from landlord first and if unsuccessful then put a claim with them - should take a couple of weeks"

 

Useless as my wifes salons hairdryers where all damaged (R10k) and she had to have new ones the next morning. Needless to say I spent the whole night drying and repairing her equipment. One by one they have blown and been replaced.

 

So Indwe Risk are a risk!!!

 

I'm going with Cyclesure, really impressed with speed of 24hr response for quote - its a Cape thing when someone can get back to you in within a week!!!