Cellar Posted April 9, 2014 Share Based on that bike stolen in V-Town thread, I'm astounded that people have these mega expensive items and no insurance. Link to comment Share on other sites More sharing options...
Butterbean Posted April 9, 2014 Share Yup. Insure my bike, my race Wheelset, my lights, and my gps computer... Oh! And my sunglasses. Link to comment Share on other sites More sharing options...
JohanC Posted April 9, 2014 Share For any insurance quotes on your bicycles let me know. Link to comment Share on other sites More sharing options...
Cellar Posted April 9, 2014 Share Yup. Insure my bike, my race Wheelset, my lights, and my gps computer... Oh! And my sunglasses. Same. Even my daughter's regular glasses. Link to comment Share on other sites More sharing options...
patches Posted April 9, 2014 Share 3 of the 5 are insured. The 3 that are used most frequently and would hurt my wallet immensly, should I have to replace them. EDIT: Also insured is my kit. Althouhg based on recent pricing of a TLD D3 fullface lid... I think I'm underinsured Edited April 9, 2014 by patches Link to comment Share on other sites More sharing options...
shaper Posted April 9, 2014 Share easy enough to add a bike to your house insurance and also most don't seem to take pics of their bike!! Having a pic makes it much easier to identify if stolen and also when putting the word out as people would have seen a pic rather than trying to figure out from a written spec of what was on the bike. Link to comment Share on other sites More sharing options...
Cellar Posted April 9, 2014 Share For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing. Link to comment Share on other sites More sharing options...
fanievb Posted April 9, 2014 Share i don't have "expensive bikes" but all 4 bikes are comprehensively insured Cellar and g4mb1t 2 Link to comment Share on other sites More sharing options...
patches Posted April 9, 2014 Share For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing. My 3 are insured for replacement value... and when I think about it, it would be stupid not to insure any half-decent DH bike. Never mind theft, just trashing a fork will set one back over 10k - 20k. Link to comment Share on other sites More sharing options...
Cellar Posted April 9, 2014 Share My 3 are insured for replacement value... and when I think about it, it would be stupid not to insure any half-decent DH bike. Never mind theft, just trashing a fork will set one back over 10k - 20k. Yeah, the extra couple of hundred bucks a month might be worth it then. My road bikes are insured for replacement. Edited April 9, 2014 by Cellar Link to comment Share on other sites More sharing options...
Polo Posted April 9, 2014 Share Do you guys insure against damage (broken frame from crash, etc.) or only theft? Link to comment Share on other sites More sharing options...
JohanC Posted April 9, 2014 Share ComprehensiveDo you guys insure against damage (broken frame from crash, etc.) or only theft? Link to comment Share on other sites More sharing options...
Jakkals. Posted April 9, 2014 Share For any insurance quotes on your bicycles let me know. Why? do you know something that i dont? Link to comment Share on other sites More sharing options...
patches Posted April 9, 2014 Share Do you guys insure against damage (broken frame from crash, etc.) or only theft? Comprehensive. Link to comment Share on other sites More sharing options...
travisza Posted April 9, 2014 Share For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing.I only insure what I cant afford to replace. Hence car insured. Household contents not insured. Bicycle not insured. I'm "self insured" for those things. I save the money I would have spent on insurance and if I need to replace I do. Neill Du Toit and Messier87 2 Link to comment Share on other sites More sharing options...
JohanC Posted April 9, 2014 Share I've got all the major insurers on my platform. But I do work closely with Cyclesure as well!Why? do you know something that i dont? Link to comment Share on other sites More sharing options...
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