Bloukrans Posted October 3, 2016 Posted October 3, 2016 I have a broker thanks, was the main reason my claim got settled so fast. It does not stop them trying their luck. Without the hub I would not have known to bring up the warranty issue and neither would my broker know that my frame had a lifetime warranty. Maybe prey is a little harsh. Maybe I am just in a bad mood because my road bike has been MIA for 3 weeks. I am being made to ride a giant...Now I understand your bad mood
T-Bob Posted October 3, 2016 Posted October 3, 2016 Wow, a bit of an eye opener with the insurance. I'm currently paying R533 + R85 (for upgraded wheels) on my Super6 valued at about R40K. Will trawl back through a see who is recommended as I need to get my Transition insured as well now.
HBO Posted October 3, 2016 Posted October 3, 2016 I think they rely on the majority of bicycle owners being couch potatoes and paying a premium on a bike in the garage for 15 years without riding it. They probably also prey on people that do not read policies and that do not stand their ground when it comes to claims. We just hear of a lot of claims as everyone on the hub is a cyclist and rides a fair amount, I know people at work with a R40K bike who pay their insurance every month and only do the Argus. It's quite scary how many people actually just accepts repudiation or "un fair" settlements. Often when I see new clients and explain the cover and benefits to them, they go like; "But I've tried to claim for this or that and they didn't want to pay out". especially the younger people just accept things to easily. As Patch also rightly pointed out, people in general aren't properly informed due to the fact that they don't even read their schedules, let alone the policy wordings.
Pure Savage Posted October 3, 2016 Posted October 3, 2016 It's quite scary how many people actually just accepts repudiation or "un fair" settlements. Often when I see new clients and explain the cover and benefits to them, they go like; "But I've tried to claim for this or that and they didn't want to pay out". especially the younger people just accept things to easily. As Patch also rightly pointed out, people in general aren't properly informed due to the fact that they don't even read their schedules, let alone the policy wordings. Totally agreed, but there is a difference between knowing your policy and not accepting an unfair settlement. I would think I know a little more than the average boet about bikes and the hurdles I had to jump through with my insurance claim were a stretch.
Patchelicious Posted October 3, 2016 Posted October 3, 2016 Probably tried to claim from insurance company... https://twitter.com/cyclinghubtv/status/782713825430822913
HBO Posted October 3, 2016 Posted October 3, 2016 Probably tried to claim from insurance company... https://twitter.com/cyclinghubtv/status/782713825430822913We better keep this guy out of the cradle. The last thing we need now is a cyclist throwing cars with his bike
Pure Savage Posted October 5, 2016 Posted October 5, 2016 First thing that has been replaced since crash. They arrived to salvage my helmet and shoes at my house and asked for the bike. They then got curious and asked if it was not "that bike" on my study wall. He was told to pick up a MTB :0 my wife was home at the time and just laughed. Really on the ball. Sent from my iPhone using Tapatalk
Patchelicious Posted October 6, 2016 Posted October 6, 2016 First thing that has been replaced since crash. They arrived to salvage my helmet and shoes at my house and asked for the bike. They then got curious and asked if it was not "that bike" on my study wall. He was told to pick up a MTB :0 my wife was home at the time and just laughed. Really on the ball. Sent from my iPhone using Tapatalk http://mitici80.com/files/2009/07/billieJean_clip1.jpg
Pure Savage Posted October 6, 2016 Posted October 6, 2016 http://mitici80.com/files/2009/07/billieJean_clip1.jpgYou know it! I was too scared about those old Hout Bay bats claiming they could not see me in my all black kit, they will have no excuse now when they run me over on the way to church with these silky slippers!
Patchelicious Posted October 6, 2016 Posted October 6, 2016 You know it! I was too scared about those old Hout Bay bats claiming they could not see me in my all black kit, they will have no excuse now when they run me over on the way to church with these silky slippers!And besides, MJ is as cool as F!
Pure Savage Posted October 6, 2016 Posted October 6, 2016 Have to wait one more day, as I ordered a high mod and its arrived as a frame and parts, so still needs to be built. Its like postponing Xmas :/
Pure Savage Posted October 10, 2016 Posted October 10, 2016 Arrived, just need to slam the stem with a longer stem.
Jurgens Smit Posted December 14, 2016 Posted December 14, 2016 Who has signed with and/or claimed before from cyclesure or from hollard?My broker feels that the lowest rate he can get me is at around 10%, and this is on an existing policy incl a bunch of all risk items.
Patchelicious Posted December 14, 2016 Posted December 14, 2016 Who has signed with and/or claimed before from cyclesure or from hollard?My broker feels that the lowest rate he can get me is at around 10%, and this is on an existing policy incl a bunch of all risk items.Monthly premium? Sum insured? CycleSure are good guys. What are they quoting you?
Jurgens Smit Posted December 14, 2016 Posted December 14, 2016 Cyclesure are good, quoting R585.00 for 90K, it's from Santam that i got R931.00 for the same amount.
Hamstring Posted December 14, 2016 Posted December 14, 2016 you can get it at around 4 to 6% just ask, i did and got 4%. 10% is the norm.
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