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Just make sure to attach a very clear pic as SA short term insurance company’s look for any  excuse to not pay out or not to pay out what’s the bikes replacement cost is.  Be sure to cross question in a email the insurance company though you’re broker who again can’t be relied on. (Brokers are only there to take your money and quick to buckle under pressure from the insurance company’s. ). The ombudsman’s is no longer impartial or autonomous the biggest underwriters have completely corrupted the system and literally pay their salary’s .  

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