dee_biker Posted February 16, 2010 Share Specified items ... worked out cheaper .... It does' date=' but your specified all risks doesn't cover your bike while racing - only training.[/quote'] Nope: covered whilst racing too Just make sure of this dude... Possible, but unlikely... Link to comment Share on other sites More sharing options...
mountain_lion Posted February 16, 2010 Share My bikes are specified under all risks with Alexander Forbes. Covered for recreational (not pro) racing. Link to comment Share on other sites More sharing options...
gremlin Posted February 16, 2010 Share Outsurance with all my other household and cars, but they have cycle specific that covers you even in race and when training. Link to comment Share on other sites More sharing options...
Karl Beaton Posted February 16, 2010 Share is there a policy that one can pay for an amount of cover, but not bike specific. It is a pain swopping MTB and ROAD bike on the policy each time. Link to comment Share on other sites More sharing options...
beth Posted February 16, 2010 Share Have you guys tried pedalcare. www.pedalcare.co.za My versekering is by hulle. Hul diens is baie goed, maar hulle is nodal duur. Jou bybetaling is 10% van jou claim met 'n minimum van R500. As jy meer as een keer 'n jaar claim dan moet jy nog 'n ekstra R1000 ook betaal. Link to comment Share on other sites More sharing options...
Minion Posted February 16, 2010 Share My versekering is by hulle. Hul diens is baie goed' date=' maar hulle is nodal duur. Jou bybetaling is 10% van jou claim met 'n minimum van R500. As jy meer as een keer 'n jaar claim dan moet jy nog 'n ekstra R1000 ook betaal. [/quote']I'm also with Pedalcare. My premiums are in line with what they would be through Cyclesure.The 10% excess isn't too bad if you consider that the Cyclesure 5% excess excludes theft/hijacking and wheel damage. For these two events, CS also charges a 10% excess. Link to comment Share on other sites More sharing options...
rawoke Posted February 16, 2010 Share cyclesure ! Link to comment Share on other sites More sharing options...
mountain_lion Posted February 16, 2010 Share is there a policy that one can pay for an amount of cover' date=' but not bike specific. It is a pain swopping MTB and ROAD bike on the policy each time. [/quote'] Mrs mountain_lion and I each own a road and mountain bike, so 4 bicycles in the house to insure.When I got quotes end of 2009, Cyclesure offered a reduced premium covering any 2 bicycles outside of the home at any given time.Was still cheaper though to specify the bikes under all risks with Alexander Forbes who also insure my house contents and car insurance. Link to comment Share on other sites More sharing options...
idrive Posted February 16, 2010 Share I had a bike stolen off a carrier at Kyalami. It was locked onto the Thule carrier but lock and bike was missing so therefore the proof of theft was also missing. Insurance (can't remember company) told me to voetsak as it was unattended..... Is the thief supposed to leave a note saying he's stolen your bike ....... Link to comment Share on other sites More sharing options...
Reg Lizard Posted February 16, 2010 Share All insurance companies suck!!!I am busy with my insurance to fix my car and they are all full of crap- looking at excuses to not pay. I will give details of what happend later as soon as I hear what's happening with my claim. All I can say guys is READ THE FINE PRINT and take NOTHING for granted. Specify everything. Link to comment Share on other sites More sharing options...
teddygerda Posted February 17, 2010 Share All risk ensured for 2x road and 2 x MTB with Santam. No problem Link to comment Share on other sites More sharing options...
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