Sammajoor Posted October 29, 2007 Posted October 29, 2007 Whats with the case of the pro teams not providing for medical aid packages for their riders. Heard a bird whistle this weekend that Ryans team would not help with his medical costs, when he had his op. What packages do the teams offer or are the riders left up to themselves, for medical. This is a topic for discussion, please do not hijack. I would like to know as my son is thinking of signing with a team( well a team was seen talking to him at the Satellite), and would like to know what they provide and what do i provide. What do the top teams provide??? Can more be done for the teams, what do the riders think and what do the teams think Great day Anton
Racing Hart Posted October 29, 2007 Posted October 29, 2007 it's up to riders themselves..they trying since ryan's death to get medical aid compulsary when signing with a new team,but thats up to the riders...if your under 23 you can go on their parents medical aid..but when over 23 its a problem. I agree the team should cover medical aid and not the riders..as it is the riders risking their bodies for their teamsRacing Hart2007-10-29 12:27:25
Sammajoor Posted October 29, 2007 Author Posted October 29, 2007 it's up to riders themselves..they trying since ryan's death to get medical aid compulsary when singing with a new team' date='but thats up to the riders...if your under 23 you can go on their parents medical aid..but when over 23 its a problem. I acgree the team should cover medical aid and not the riders..as it is the riders risking their bodies for their teams[/quote'] What's the idea, and what happens when you fall and break something like Malcolm's Collar bone. Does he still get paid or is it no ride no pay????? As you said RH the riders are putting their bodies on the line for the team and the sponsors, but the sponsors aren't really looking after the riders if theyr'e not providing SOME sort of medical aid. Is this just my perception or am I wrong
Mark Posted October 29, 2007 Posted October 29, 2007 It should be part of a contract for a team to provide medical aid.Imagine signing for a rugby team and they say medically you are on your own. I don't think so.
Sammajoor Posted October 29, 2007 Author Posted October 29, 2007 It should be part of a contract for a team to provide medical aid.Imagine signing for a rugby team and they say medically you are on your own. I don't think so. Mark, if I am mistaken, it's in a clause in the contract, that they will fott the bill. This is in any case part of the sponsorship deal. Why can't Telemed or Bestmed or whoever come on board and say" lets give the cyclists a medical aid as part of the signed contract". to the company it is then part of the tax deductions and the cyclist knows he is covered A win win situation
Old Dog Posted October 29, 2007 Posted October 29, 2007 This issue was discussed at length a few months back on this forum. It was generally concluded that it is very much up to the individual rider to insure himself against major medical bills. i.e. to take out a hospital plan. The higher level team's maintain that salaries paid are (theoretically) inclusive of a sufficient amount for the cyclist to take out his own insurance. Typically, Barloworld's policy appears to be that they cover the direct medical costs of accidents occuring during a race and that was all.Looking at the serious accidents that can happen, the latest being JL's broken femur, to race without medical insurance would be plain stupid. An accident of his nature can easily run up a medical account of R40 000 in SA - much more in a European hospital!So if in any doubt, take out a hospital plan type insurance then debate the issues with the team management!
FanieFiets Posted October 29, 2007 Posted October 29, 2007 My job betaal nie my mediese fonds nie. Ek moet dit self uit my salaris uit doen. Jobs wat wel medies insluit in die pakket betaal net effektief 'n bietjie laer salaris. Meeste mediese fondse dek persone al is hulle oorsee, solank hulle nou nie irak ens toe gaan nie, so ek sien nie wat die probleem is nie. Die val en nog steeds salaris betaal is 'n ander storie. Jy kry ongeskiktheidsdekking wat tot 75% van jou salaris uitbetaal solank as wat jy nie jy beroep kan beoefen nie. Professionele sportmanne kwalifiseer egter nie vir hierdie dekking nie. Discovery lewens het nogal op stadium gese hulle oorweeg dit. Ek kan vir jou uitvind as jy wil.
ewep Posted October 29, 2007 Posted October 29, 2007 sam, contact a few medical aids and find out. I know that most have an exclusion (whether on as a dependant or not) of pro sports people. Would probably be best.
FanieFiets Posted October 30, 2007 Posted October 30, 2007 sam' date=' contact a few medical aids and find out. I know that most have an exclusion (whether on as a dependant or not) of pro sports people. Would probably be best.[/quote'] No, against the for law for medical funds to discriminate like that. The worst they are allowed to do is exclude a excisting medical condition for maximum of 12 months. Eg. If you have HIV and only then join a medical fund they may exclude treatment for 12 months but after that you are fully covered. Thats why medical aid is so expensive. Adverse selection and cross-subsidie. FanieFiets2007-10-30 00:05:23
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