Do you have insurance on your bicycles?

[Cellar]

Based on that bike stolen in V-Town thread, I'm astounded that people have these mega expensive items and no insurance.

[Butterbean]

Yup. Insure my bike, my race Wheelset, my lights, and my gps computer... Oh! And my sunglasses.

[JohanC]

For any insurance quotes on your bicycles let me know.

[Cellar]

Yup. Insure my bike, my race Wheelset, my lights, and my gps computer... Oh! And my sunglasses.

 

Same. Even my daughter's regular glasses.

[patches]

3 of the 5 are insured.

 

The 3 that are used most frequently and would hurt my wallet immensly, should I have to replace them.

 

EDIT: Also insured is my kit. Althouhg based on recent pricing of a TLD D3 fullface lid... I think I'm underinsured

Edited April 9, 2014 by patches

[shaper]

easy enough to add a bike to your house insurance and also most don't seem to take pics of their bike!!

 

Having a pic makes it much easier to identify if stolen and also when putting the word out as people would have seen a pic rather than trying to figure out from a written spec of what was on the bike.

[Cellar]

For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing.

[fanievb]

i don't have "expensive bikes" but all 4 bikes are comprehensively insured

[patches]

For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing.

 

My 3 are insured for replacement value...

 

and when I think about it, it would be stupid not to insure any half-decent DH bike. Never mind theft, just trashing a fork will set one back over 10k - 20k.

[Cellar]

My 3 are insured for replacement value...

 

and when I think about it, it would be stupid not to insure any half-decent DH bike. Never mind theft, just trashing a fork will set one back over 10k - 20k.

 

Yeah, the extra couple of hundred bucks a month might be worth it then.

 

My road bikes are insured for replacement.

Edited April 9, 2014 by Cellar

[Polo]

Do you guys insure against damage (broken frame from crash, etc.) or only theft?

[JohanC]

Comprehensive

Do you guys insure against damage (broken frame from crash, etc.) or only theft?

[Jakkals.]

For any insurance quotes on your bicycles let me know.

 

Why? do you know something that i dont?

[patches]

Do you guys insure against damage (broken frame from crash, etc.) or only theft?

 

Comprehensive.

[travisza]

For those voting no, could you maybe explain why, cause I don't get it. I mean I get what Patches says, makes sense, like when I still had an mtb, it was insured for what I would have sold it for only, cause I hated the thing.

I only insure what I cant afford to replace. Hence car insured. Household contents not insured. Bicycle not insured.

 

I'm "self insured" for those things. I save the money I would have spent on insurance and if I need to replace I do.

[JohanC]

I've got all the major insurers on my platform. But I do work closely with Cyclesure as well!

Why? do you know something that i dont?