partydave Posted August 8, 2016 Share Hi guys,My insurance is demanding an updated value on my bike and getting quotes for all the upgraded parts from an LBS is proving difficult. Can someone please help with a total replacement value of my bike? 2014 Scott Scale 940 29" HTStans ZTR Crest wheels with Shimano hubsNew Spez Ground Control tyresXT 1x Crank and ringSRAM X9 RD + shifter + cassette + chainSuntour XCM ForkRapide 720mm alu barSpez 90mm StemSpez Chicane seatSpez lockon gripsRyder Clipless pedalsAvid Elixir 7 brakeset The unmentioned bits, few as they are, remain stock Scale 940. Thanks in advance for the advice Link to comment Share on other sites More sharing options...
lerouc Posted August 8, 2016 Share Insurance will want to see a quote from a proper LBS. Well that was what mine requested. Eventually got a bike shop to give me a detailed broken down by part quote. Link to comment Share on other sites More sharing options...
partydave Posted August 8, 2016 Share Will submit pictures and an estimated value and see what they say Link to comment Share on other sites More sharing options...
Azi Posted August 8, 2016 Share Hi guys,My insurance is demanding an updated value on my bike and getting quotes for all the upgraded parts from an LBS is proving difficult. May I ask which insurance company. Mine (Hollard) did not ask for anything. Link to comment Share on other sites More sharing options...
partydave Posted August 8, 2016 Share Also Hollard, but I did tell them that my bike has been upgraded since I last insured it Link to comment Share on other sites More sharing options...
Captain Fastbastard Mayhem Posted August 8, 2016 Share Also Hollard, but I did tell them that my bike has been upgraded since I last insured itgo to a scott dealer and ask them for an insurance replacement quote. Only way to do it. Link to comment Share on other sites More sharing options...
Guest notmyname Posted August 8, 2016 Share Just go to a LBS with the bike and ask. Insurers don't care that you struggled to get an estimate replacement value. Link to comment Share on other sites More sharing options...
Bateleur1 Posted August 8, 2016 Share A good idea would be is to try and find out what the procedure would be for the replacement of the bike with your insurance company. It is all fine and well when you jump through all the hoops and loops to get a qoute, but on the day that they need to replace your bike they will get their own value from a source and not nescesarily use yours and that is when you might be under insured. I would follow up with the insurance who their default service provider would be and go get a qoute there if possible. If they state (in writing) that they are not specifice the go to a dealer of your choice. Link to comment Share on other sites More sharing options...
partydave Posted August 8, 2016 Share Thank you for the advice guys. Link to comment Share on other sites More sharing options...
J∆kk∆ls Posted August 8, 2016 Share Go to your LBS. Have them email you a list of the parts with the relevant prices. Make sure that the LBS uses their letter head. When the time comes to claim if at all. You can get your LBS to motivate the claim. Just note that you should then give that business to your LBS. Link to comment Share on other sites More sharing options...
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