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Bike insurance


mark ellis

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those of you have insured your bikes, have you just added them to your normal house contents insurance or have you used a bike specific insurance policy? If so who? 

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is use cyclesure for my bike... apparently they very good - never had to claim so can not comment on that bt what i have heard they settle claims quickly 

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Specified items ... worked out cheaper ....

 

 

 

It does, but your specified all risks doesn't cover your bike while racing - only training.

 

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I've just ensured my bike with MiWay, the rate is reasonable, took all risk insurance.

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Specified items ... worked out cheaper ....

 

 


It does' date=' but your specified all risks doesn't cover your bike while racing - only training.
[/quote']

 

Nope: covered whilst racing too
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Specified items ... worked out cheaper ....

 

 


It does' date=' but your specified all risks doesn't cover your bike while racing - only training.
[/quote']

 

Nope: covered whilst racing too

Mine too - Seems that they had no issue with it as long as it is not "Professional Racing" ie.  I earn a living off it.  Speak to your broker and explain what you want and tell them to sort it out for you - Im sure they will.
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My current insurer wanted R300 pm to insure a R16k road bike and then I'd still have to cover the MTB - sounded too expensive to me. What kinda prices are you guys paying?

 

 

 

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My current insurer wanted R300 pm to insure a R16k road bike and then I'd still have to cover the MTB - sounded too expensive to me. What kinda prices are you guys paying?

 

 

 

 

Less than R100 per bike of similar value with Hollard.

 

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Specified my bikes under all risks (racing included) with my household insurance (Alexander Forbes).

Was cheaper than Cyclesure.

No claims yet...

 

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