Americo Posted February 12, 2015 Posted February 12, 2015 pick up the phone....and phone....Miway,Cyclesure,Outsurance etc. Easy.Do you know If they offer a worldwide insurance?
Cav' Posted February 12, 2015 Posted February 12, 2015 Do you know If they offer a worldwide insurance?Not sure, have a chat to the guys (would like to know too)
Americo Posted February 12, 2015 Posted February 12, 2015 Not sure, have a chat to the guys (would like to know too)Cool . . Thanks a lot
Lexx Posted February 12, 2015 Posted February 12, 2015 I claimed for a brand new MTB Last week, and within 2Hours my claim was approved. and Money Paid into my Bank Account 48h later. Now Hopefully i can pick up my new Superfly tomorrow....
Americo Posted February 12, 2015 Posted February 12, 2015 I claimed for a brand new MTB Last week, and within 2Hours my claim was approved. and Money Paid into my Bank Account 48h later. Now Hopefully i can pick up my new Superfly tomorrow....what insurance do you use?
BarryH Posted February 13, 2015 Posted February 13, 2015 I am currently battling with getting a claim paid for my cracked frame. The insurers are Western National, they are making excuses and seeking reasons to not pay, I put in the claim almost a month ago. This thing is really getting to irritate the life out of me. So if I can pee in the puddle: STAY AWAY FROM WESTERN NATIONAL. O' I did nothing weird with the bike, I rode it and after cleaning it noticed that the frame was cracked where the top tube and seat stay meet. It is an 3 year old aluminium Merida, unfortunately I bought the bike second hand, the first owner basically never used it.
DaviM Posted February 13, 2015 Posted February 13, 2015 I use Indiwe insurance bike specified under household goods. Claimed for a cracked carbon frame after a crash. Got paid out after about a week no hassles. Premium went up so i shopped around but decided that its better to stick with what you know works...
Dirkitech Posted February 13, 2015 Posted February 13, 2015 I have a great broker paying R155pm for a Bianch o light SR (100k) and two sets of wheels. Where is this??
Milosh Posted February 13, 2015 Posted February 13, 2015 How do you get to insured amount , I.e.: Current market value , replacement ? I bought my epic second hand and Paid a good price and not sure I could replace it if it came to that. So really is something I should insure As MTB seems a contact sport , are you covered for fall etc ?
Dirkitech Posted February 13, 2015 Posted February 13, 2015 How do you get to insured amount , I.e.: Current market value , replacement ? I bought my epic second hand and Paid a good price and not sure I could replace it if it came to that. So really is something I should insure As MTB seems a contact sport , are you covered for fall etc ?Same here- bought a second hand epic, replaced many parts and now its worth much more in quality than insurance value. Mine is insured for a silly R10 000 (im a student =\ ) and paying R70 per month- which seems like a rip off now. As far as I know, mine is just covered for theft. edit: Insurer is Santam
Americo Posted February 18, 2015 Posted February 18, 2015 Guys can you please suggest me an insurance in Cape Town? - It has to be only for the bike- Monthly,I only need it for 2 months I called a few and they told me that I couldn't insure the bike alone,the only one who could do it asked me R2100 for 2 months.
Barker Posted February 18, 2015 Posted February 18, 2015 Im insured via Santam. Already paid out on one bike - no problems. Payout was around 20 K. The insured bike was purchased 2nd hand i also added lots of gadgets and upgrades to it at the time. I simple got my bike evaluated by a bike shop which gave me a written quotation on what it would cost to replace the bike and its parts as it stood there. So the quote was itemised with the replacement bike and then all the add-ons added below.Took photos of the bike, serial and parts and submitted it all to Santam to be insured. When the theft happened they took this quote and paid out exactly what was on the replacement quote - no problems. Money was in the bank within 5 work days. New bike of R25 000 is insured via them as well. R77.72 pm and that is comprehensive insurance. If i fart and the seat cracks it will be covered.
Reg Lizard Posted February 18, 2015 Posted February 18, 2015 I am currently battling with getting a claim paid for my cracked frame. The insurers are Western National, they are making excuses and seeking reasons to not pay, I put in the claim almost a month ago. This thing is really getting to irritate the life out of me. So if I can pee in the puddle: STAY AWAY FROM WESTERN NATIONAL. O' I did nothing weird with the bike, I rode it and after cleaning it noticed that the frame was cracked where the top tube and seat stay meet. It is an 3 year old aluminium Merida, unfortunately I bought the bike second hand, the first owner basically never used it.Strange they settled a claim by me to replace a cracked cosmic carbone rim within a couple of days
nonky Posted February 18, 2015 Posted February 18, 2015 Santam stays tops!! No hassles!When it comes to claims, Santam are the BEST!
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