Bike Insurance

[Swift01]

So how do you insure bikes? I am currently with Cyclesure and looking to change. What insurance companies other than outsurance and Miway insure your bikes without having to move your household and car etc. I am very happy with my latter insurance company but they don't do bicycles over R20k

[Bianchi]

No insurance for my bikes, last I got a quote i realized I could buy a new car every so-often with the monthly payments.

[jules1976]

TrustedCycle INSURANCE Cover you can take anywhere

 

Visit our new webpagewww.policyprovider.co.zaor facebook

http://www.facebook.com/pages/I-Cycle/347965448633128

 

 

At last an all new cycle insuranceproduct now available to all cyclists. An“All Risk”policy that will provideyou with thecover you need whilst you aretraining, participating in a race locally or competing internationally.

 

I-Cyclewill ensure that your equipment is kept covered no matter where you arewhether it be in the mud participating in a local mountain bike derby or on theroad competing in your favourite classic or on thetrack.

 

I-Cyclecover includes:

• All Riskscover for bicycles, equipment and accessories based on new replacement value.

• Cover for incidents which include theft, bike jacking and damage to yourcycle while training or racing.

• Cover whist competing in international events, national events,provincial events or any other sanctioned events including club rides.

 

To offer you a peace of mindI-Cyclewillinclude the following in your new tailor made package;

- PersonalAccident Benefits of up to R 100,000.00

- PublicLiability Cover of R 1,000,000.00 with an option to buy up to R2,000,000.00

 

You can call one of our consultants nowon 031 566 2322 or Steve on 0828202342

 

 

Sean Botha

 

Managing Director

sean@policyprovider.co.za

Suite 103,IlPalazzo,CnrZennithand Solstice Rd'sUmhlangaRidge

tel:031-5662322

fax:031-5662374

FSB No.43569

 

 

Got this my insurance company the other day.

 

need to ask for a quote to check on the premium and excess

[Swift01]

Thnx

[rouxtjie]

santam....as specified items under household...pay next to nothing but it is not all risk....they will only pay out if stolen from my lockup garage or if damaged while under my roof. As soon as I leave the property I am taking the risk wrt to everything.

[jules1976]

Thnx

 

No worries

 

offering comprehensive cover so quite interested to see what he premiums will be

[Swift01]

Current insurance is a crazy cost. Already got one from miway and it is 100 cheaper than my current cyclesure.

[Swift01]

Outsurance requires me to move my car or household so that won't work

[Captain Fastbastard Mayhem]

Mine are insured under the normal household insurance, as listed items and they DO have all risk associated with them. If I break one, or it gets stolen / jacked - I am covered at full replacement cost.

 

@ Rouxtjie - it may be worth your while getting "all risks" added to your policy. For mine it was an extra R 50 per month.

[Aurora]

Icycle is very good.

 

Prices are fantastic, half the price of the rest.

[rouxtjie]

Current insurance is a crazy cost. Already got one from miway and it is 100 cheaper than my current cyclesure.

Yea i hear you gords, it got to a point where I just couldn't justify it anymore(480 zars a month). Phoned them up and cancelled my policy on the zula and have been putting away that money in a call account every month...my bike fund so to speak so when I need to replace something I dip into there and have built up a nice amount over the last 2 years. I will use that for my new bike if and when I feel like it. The thing that got to me is people that proudly admit to screwing the insurance companies to get payouts on new cranks..new frames...new whatever knowing that me the honest bloke is indirectly sponsering them these new things through the big premiums every month. It is a roll of the dice...yes but works much better for me...for various reasons.

[rouxtjie]

Mine are insured under the normal household insurance, as listed items and they DO have all risk associated with them. If I break one, or it gets stolen / jacked - I am covered at full replacement cost.

 

@ Rouxtjie - it may be worth your while getting "all risks" added to your policy. For mine it was an extra R 50 per month.

Ta will look into it....

[jcza]

Yea i hear you gords, it got to a point where I just couldn't justify it anymore(480 zars a month). Phoned them up and cancelled my policy on the zula and have been putting away that money in a call account every month...my bike fund so to speak so when I need to replace something I dip into there and have built up a nice amount over the last 2 years. I will use that for my new bike if and when I feel like it. The thing that got to me is people that proudly admit to screwing the insurance companies to get payouts on new cranks..new frames...new whatever knowing that me the honest bloke is indirectly sponsering them these new things through the big premiums every month. It is a roll of the dice...yes but works much better for me...for various reasons.

 

This exactly! Think of it as your own insurance fund.

 

You can start with a small fund even if it is just R 1,000. This should be equavalent to your excess. As your fund grows increase the excess (which will reduce your premium) until such time as you have enough to cover yourself in the event of a total loss like theft. It is important that you put something away every month.

[Swift01]

I can afford to replace most parts if broken at my own cost, it is the theft that I would battle with if it was the one bike (other one is no problem to replace). Only reason I have the insurance.

[Bianchi]

I can afford to replace most parts if broken at my own cost, it is the theft that I would battle with if it was the one bike (other one is no problem to replace). Only reason I have the insurance.

 

That would be the only reason I'd consider insurance.... my last crash cost me around R4k in damage. To replace my road bike in its completeness though, would be eina.

[Guest Travis.]

Try these guys: I've got my car and bikes with them, much cheaper than other places I've tried: http://www.tuffstuff.co.za/