Pants Boy Posted May 10, 2014 Share Just a heads up on King Price insurance - for every vehicle you have comprehensively insured with them, you can comprehensively insure a bike of up to R50 000 value for R1 per month. This includes certain parts breaking in a crash, like frame, fork etc. Excess is R500 or 10% of claim ... damn good if you ask me ScottCM 1 Link to comment Share on other sites More sharing options...
Caerus Posted May 10, 2014 Share Just a heads up on King Price insurance - for every vehicle you have comprehensively insured with them, you can comprehensively insure a bike of up to R50 000 value for R1 per month. This includes certain parts breaking in a crash, like frame, fork etc. Excess is R500 or 10% of claim ... damn good if you ask me Not too bad, the car insurance is almost what I am paying now, I'm waiting on them to call me now. Thanks for the heads up. Link to comment Share on other sites More sharing options...
JohanC Posted May 10, 2014 Share What is your excess on your vehicle and household contents in this case? Link to comment Share on other sites More sharing options...
Pants Boy Posted May 10, 2014 Share Household is R800 min and 5%, max I'm not sure of but it's around R5K iirc. Car excess also 5%, R250 for glass etc. Link to comment Share on other sites More sharing options...
JohanC Posted May 10, 2014 Share R5000 excess is allot! Link to comment Share on other sites More sharing options...
Captain Fastbastard Mayhem Posted May 10, 2014 Share R5000 excess is allot! Dude. READ!!! 5k is the max excess. 5% up to 5k. Link to comment Share on other sites More sharing options...
Pants Boy Posted May 10, 2014 Share Dude. READ!!! LOL I went and double checked. On my VW Bus I have a flat R3500 excess. Windscreen R750 other glass R150Home contents - 5% of claim, minimum R1 500, maximum R4,500. I KNOW the min was R800 previously, but i guess that changed after my last claim (paid out in 24 hours)And the excess on bike (as specified portable) is R500 max 5% Link to comment Share on other sites More sharing options...
ScottCM Posted May 12, 2014 Share Thanks for the heads up , I shall give them a call as my premium just went up and i think its time i shop around. Link to comment Share on other sites More sharing options...
Longbarn Killer Posted May 12, 2014 Share You can't really Rave them until you have put in a claim. Wez-O 1 Link to comment Share on other sites More sharing options...
Pants Boy Posted May 12, 2014 Share You can't really Rave them until you have put in a claim.I've put in two claims. One was a schlep 'cause it was jewelry, and we needed to find proof of ownership (photographs were fine) but was paid out in full after about two weeks. The other was paid in full within 24 hours - electronics damaged by lightning. Link to comment Share on other sites More sharing options...
Wez-O Posted May 12, 2014 Share This all sounds good... HOWEVER, the the real telling point comes in when you try claim for damage / a new bike.In my opinion brands like M&F, Hollard, CIB, ect will always be better than telephone insurance companies. DIPSLICK and NeoOne 2 Link to comment Share on other sites More sharing options...
Eugene Posted May 12, 2014 Share I built my own bike, so do not have proof of purchase. I suppose i will be stuffed if i try to put in a claim. Link to comment Share on other sites More sharing options...
Pants Boy Posted May 12, 2014 Share No, you can send a valuation report from a bike shop - with serial numbers etc. QED. Link to comment Share on other sites More sharing options...
Cav' Posted May 12, 2014 Share Changed my car to them the other day and saved a lot, will maybe move my bikes from miway to them too. Link to comment Share on other sites More sharing options...
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