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Cycle insurance and THAT clause...


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Posted
First rule is not to ride a bike you can't afford to replace.


OK guys' date=' I now have to stop cycling CryCry LOLLOLLOLLOLLOLLOL
[/quote'] Order for square tube Raleigh with Game done............damn! 10 month waiting list! Comes with DA. Confused

 

Be careful of these guys you probably get Ultegra chain rings ..... LOL
Is that true............will check with Speedie. Angry

 

So what is the warranty on your new Astra likeBig%20smile
Posted
And if you buy a second hand bike WITH the original invoice supplied (if it's a top end bike would the owner not hang onto this)' date=' how is the manufacturer to know you're not the 1st owner...?[/quote']

 

I suppose you have to go through the retailler. What retailler is going to lie about the invoice if he has been jimmy'ed out of a sale.

 

Spose a good relationship with your LBS could come in handy...

 

The problem is buying a second hand bike often goes against building a good relationship. Tough one.

 

Some shops selling "boutique" frames have used ones where a customer has upgraded etc and they will honour the warranty.

 

If your LBS owner will soon become your son-in-law it's all cool ......... Wink
Posted
And if you buy a second hand bike WITH the original invoice supplied (if it's a top end bike would the owner not hang onto this)' date=' how is the manufacturer to know you're not the 1st owner...?[/quote']

 

I suppose you have to go through the retailler. What retailler is going to lie about the invoice if he has been jimmy'ed out of a sale.

 

Spose a good relationship with your LBS could come in handy...

 

The problem is buying a second hand bike often goes against building a good relationship. Tough one.

 

Some shops selling "boutique" frames have used ones where a customer has upgraded etc and they will honour the warranty.

 

At the end of the day, if you're a good customer, your LBS will still profit from you servicing your bike and buying all your accessories n supplements from him, so helping you out is in his best interests too. I know my LBS won't hesitate to help me out, even if i don't have the invoice...
Posted
First rule is not to ride a bike you can't afford to replace.


OK guys' date=' I now have to stop cycling CryCry LOLLOLLOLLOLLOLLOL
[/quote'] Order for square tube Raleigh with Game done............damn! 10 month waiting list! Comes with DA. Confused

 

Be careful of these guys you probably get Ultegra chain rings ..... LOL
Is that true............will check with Speedie. Angry

 

So what is the warranty on your new Astra likeBig%20smile
DeadDeadDeadDeadDeadDeadDead
Posted
Eish BB. I think the frame warranty should be the least of his worries. You own a rocking chair and a shotgun?

 

Too late mate' date=' I am a grandpa already .............
[/quote'] Geez! You serious BB? I had to wait till I was 50 before I had my first grandson, Dirty Twin was 10 when I got married (the first time), maybe I should try and find that photo of him in his tux! LOL
Posted

 

First rule is not to ride a bike you can't afford to replace.

 

 

 

Nine time out of ten' date=' bicycle insurance is a rip off. Rather get a quote, then sign a debit order for the same amount into a good unit trust. You'll probably be surprised at how quickly you will accumulate enough money to replace your bike. Once you've achieved this amount, you can cancel your debit order. The growth of the unit trust should ensure that your investment keeps pace even with bicycle inflation.

 

 

 

Just don't be like JB and by a sector-specific fund. On July 11 he advised hubbers to buy commodity shares. Since then these shares have lost more than a quarter of their value. [/quote']

 

Jules is my new (free) financial on line advisor ...

 

Posted
Eish BB. I think the frame warranty should be the least of his worries. You own a rocking chair and a shotgun?

 

Too late mate' date=' I am a grandpa already .............
[/quote'] Geez! You serious BB? I had to wait till I was 50 before I had my first grandson, Dirty Twin was 10 when I got married (the first time), maybe I should try and find that photo of him in his tux! LOL

 

Yip mate done and dusted at 47 .........
Posted
First rule is not to ride a bike you can't afford to replace.

Nine time out of ten' date=' bicycle insurance is a rip off. Rather get a quote, then sign a debit order for the same amount into a good unit trust. You'll probably be surprised at how quickly you will accumulate enough money to replace your bike. Once you've achieved this amount, you can cancel your debit order. The growth of the unit trust should ensure that your investment keeps pace even with bicycle inflation.

Just don't be like JB and by a sector-specific fund. On July 11 he advised hubbers to buy commodity shares. Since then these shares have lost more than a quarter of their value. [/quote']

 

Maybe he meant put options but said "tubbies are rubbish" instead?Confused
Posted
Eish BB. I think the frame warranty should be the least of his worries. You own a rocking chair and a shotgun?

 

Too late mate' date=' I am a grandpa already .............
[/quote'] Geez! You serious BB? I had to wait till I was 50 before I had my first grandson, Dirty Twin was 10 when I got married (the first time), maybe I should try and find that photo of him in his tux! LOL

 

Yip mate done and dusted at 47 .........
Wonderful, can't wait fro the lads to be old enough to do the Trans Baviaans with me though! LOLLOL
Posted

If you can't afford to replace your bike' date=' you're living beyond your means.
[/quote']

 

aagaggggggg KEK man.....

 

You save up.........you buy a bike. 

If it is worth R100 000.00 then so be it.....that doesn't mean you are "living beyond your means"

 

.....does this mean I have to have a spare R100k lying around doing f($#*$)#all??

Hell NO!!!

 

That is why I pay R500 per month insurance.....for them to worry about that. 

Angry

 

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