clauderoux Posted June 24, 2013 Share Sorry if there is already another thread like this one, but... My rear der broke off on Sat. As I am not one of the filthy rich hubbers, I was just wondering... Can one claim from your bike insurance for stuff like this? Link to comment Share on other sites More sharing options...
Antoo Posted June 24, 2013 Share Often a good idea to refer to your policy docs or query from your broker as to what your cover covers. Link to comment Share on other sites More sharing options...
Neg Posted June 24, 2013 Share You could if you SPECIFIED it! Link to comment Share on other sites More sharing options...
Gideondv Posted June 24, 2013 Share Yes & no. Depends on what insurance you have. (Read the small print) Link to comment Share on other sites More sharing options...
CAAD4 Posted June 24, 2013 Share Who are the filthy rich Hubbers? Link to comment Share on other sites More sharing options...
leon_pro Posted June 24, 2013 Share Weigh up the cost of replacement yourself vs the excess and the increase in premium. Steven Knoetze (sk27) 1 Link to comment Share on other sites More sharing options...
DR ◣◢ Posted June 24, 2013 Share Who are the filthy rich Hubbers? Also want to know. I'm squeaky clean and poor. Cav' 1 Link to comment Share on other sites More sharing options...
'Dale Posted June 24, 2013 Share With all-risk or specified cover, you could.Is the damage enough to cover excess fee though? Link to comment Share on other sites More sharing options...
Tjokkits Posted June 24, 2013 Share Whatdo you mean your rear derailer broke off, did the frame brake or the derailer hanger? If the latter it should not be enough to warrant a claim, mrbaker 1 Link to comment Share on other sites More sharing options...
I-cycle Posted June 25, 2013 Share With iCycle you would have a claim and if you had our no excess option you would have no basic excess. Link to comment Share on other sites More sharing options...
Pusher Posted June 25, 2013 Share With iCycle you would have a claim and if you had our no excess option you would have no basic excess.At what cost per month? Link to comment Share on other sites More sharing options...
Caerus Posted June 25, 2013 Share Who are the filthy rich Hubbers? Names have had to be withheld as they could pose a security threat unfortunately. Link to comment Share on other sites More sharing options...
I-cycle Posted June 26, 2013 Share At what cost per month? the price is percentaged based on the premium. so if your premium is say R100pm the excess buyback premium will be R12pm which means the total premium would be R112pm. Hope that helps. Link to comment Share on other sites More sharing options...
Steven Knoetze (sk27) Posted June 26, 2013 Share Agree with Leon,Might not be worth it when you consider the excess and the subseqeunt premium increase that if may lead to.Like Tjokkits questioned, if its a framethat broke different story, but hanger or the derailleur,just cough up rather. Link to comment Share on other sites More sharing options...
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