Cole Els Posted March 7 Share Hi all, I'm looking to insure my bike and was looking for any advice on who would be the best insurance to look at? Price R +- 30 000 Regards Cole Link to comment Share on other sites More sharing options...
Inked Mountain Posted March 7 Share Consider adding it to your household. Alternatively try Cyclesure. I’ve gone down both routes. But I found Cyclesure offers better rates and backup Cole Els 1 Link to comment Share on other sites More sharing options...
guidodg Posted March 7 Share Naked insurance all done on the app.. Cole Els 1 Link to comment Share on other sites More sharing options...
Robbie Stewart Posted March 7 Share I insure with Santam. I have both bikes on the policy. I've had a couple of claims for damage (smashed derailleur, wrecked wheel, damaged fork) and no claims have been rejected. Cole Els and Cafe Racer 1 1 Link to comment Share on other sites More sharing options...
Kom Posted March 7 Share 5 minutes ago, guidodg said: Naked insurance all done on the app.. Not bad - about R250p/m per R100k Thanks 🙏 Link to comment Share on other sites More sharing options...
Hamstring Posted March 7 Share also ask your insurer if they do assets out, it can sometimes be cheaper than specifying your bike. Cole Els 1 Link to comment Share on other sites More sharing options...
Pandatron Posted March 7 Share Santam all the way Robbie Stewart and ChrisF 2 Link to comment Share on other sites More sharing options...
Dappere Posted March 7 Share +1 for Santam Swtich renayg and Robbie Stewart 1 1 Link to comment Share on other sites More sharing options...
Robbie Stewart Posted March 7 Share I've had a BAD run in with insurers who changed my policy from comprehensive to 3rd party to match a competitor quote, but they didn't tell me. After the inevitable accident they refused to pay out on the basis I wasn't covered. I REFUSE insurance without a broker since that time. It's been 14 years and Santam have yet to disappoint. mecheng89 1 Link to comment Share on other sites More sharing options...
mecheng89 Posted March 7 Share 33 minutes ago, Robbie Stewart said: I've had a BAD run in with insurers who changed my policy from comprehensive to 3rd party to match a competitor quote, but they didn't tell me. After the inevitable accident they refused to pay out on the basis I wasn't covered. I REFUSE insurance without a broker since that time. It's been 14 years and Santam have yet to disappoint. Why TF aren't they upfront about this? Unless the miles long T&Cs covers it, in which case the onus will always be on the policy holder. Link to comment Share on other sites More sharing options...
Robbie Stewart Posted March 7 Share 3 minutes ago, mecheng89 said: Why TF aren't they upfront about this? Unless the miles long T&Cs covers it, in which case the onus will always be on the policy holder. Budget / Dial Direct They wanted my business. I was with Budget. I bought a new car for the wife. They quoted me 1200 pm to insure. I got a quote for 480 elsewhere. Cancelled the insurance. They said they'd meet my quote. I accepted. Never told me this meant moving my second vehicle to third party. They probably did hide it in tons of fine print but they never disclosed this to me. I accepted. I crashed. I lost. I will never deal with the kinds of short term insurers again like the ilk of Dial Direct, Naked, King Price, Outsurance etc. Link to comment Share on other sites More sharing options...
ChrisF Posted March 7 Share 4 hours ago, Dappere said: +1 for Santam Swtich 4 hours ago, Pandatron said: Santam all the way I am a firm supporter of Santam - VIA A BROKER The concept of switching insurance on and off ..... follow the stolen bikes thread for a while .... a LOT of bikes are stolen from HOME .... Also speak to your broker about "wearables cover", i.e. your helmet, Garmin watch, etc .... (You mention a R30k bike, you may get a fright when you add up the costs of your wearables) Link to comment Share on other sites More sharing options...
Pandatron Posted March 7 Share 1 minute ago, ChrisF said: I am a firm supporter of Santam - VIA A BROKER The concept of switching insurance on and off ..... follow the stolen bikes thread for a while .... a LOT of bikes are stolen from HOME .... Also speak to your broker about "wearables cover", i.e. your helmet, Garmin watch, etc .... (You mention a R30k bike, you may get a fright when you add up the costs of your wearables) just careful if the wife is cc'd on your brokers emails, she might see what you actually paid ChrisF, betaboy, Robbie Stewart and 2 others 5 Link to comment Share on other sites More sharing options...
MongooseMan Posted March 7 Share Just went through the process this morning: CycleSure quoted R560 to insure a R100k bike (with PPA "discount"). Naked quoted R281. Edited March 7 by MongooseMan Kom 1 Link to comment Share on other sites More sharing options...
carlheinz Posted March 7 Share Vote for Santam through a broker. No issues yet at all 💪 Link to comment Share on other sites More sharing options...
Dappere Posted March 7 Share 1 hour ago, ChrisF said: I am a firm supporter of Santam - VIA A BROKER The concept of switching insurance on and off ..... follow the stolen bikes thread for a while .... a LOT of bikes are stolen from HOME .... Also speak to your broker about "wearables cover", i.e. your helmet, Garmin watch, etc .... (You mention a R30k bike, you may get a fright when you add up the costs of your wearables) My approach is to never turn off the insurance 😂. Also, my experience with the app has been far more streamlined than dealing with a broker. Link to comment Share on other sites More sharing options...
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