will king price cover my hubs

[tinmug]

Sorry pal, try as I might I see little room for now trying to squirm out of advising insurance fraud. Your words are literally to tell the insurance co a line of events that didn't occur. Whether 'casing a jump' – whatever that means in a youngster's (jumping to conclusion here) mind is irrelevant – caused it or not.

My raised eye brows are because of your statement; of HOW to get an insurance company to pay for damage: by fabricating a story. Your own words. 

 

[Wyatt Earp]

3 minutes ago, ChrisF said:

 

Tricky topic .....

 

I also read that he damaged the rim due to casing a jump -

 

The semantics of a "casing a jump" vs "abuse" vs "accident damage" would make an interesting debate .....

 

Would be interesting to hear feedback from those in the insurance industry.

 

 

 

Yes, sure you see, and hear, some interesting "stories" .... sadly many people want the insurance to buy their next bike after years of use.  Clearly not the case with the OP.

 

I’ve seen guys try and pull a fast one, and I have made some enemies refusing to get involved. 

I agree, to me the OP is not trying to fleece the insurance for all he can, and I did make it clear the hubs will “likely” IMHO  not be covered. Also I don’t think the OP is quite sure on the technical aspects of how these things may happen.

Depending on who is covering the bike and what you covered it for, even  casing a jump, you will be paid out regardless, but if it happens to become a regular thing, they will definitely start tightening the screws.

 

[Wyatt Earp]

7 minutes ago, tinmug said:

Sorry pal, try as I might I see little room for now trying to squirm out of advising insurance fraud. Your words are literally to tell the insurance co a line of events that didn't occur. Whether 'casing a jump' – whatever that means in a youngster's (jumping to conclusion here) mind is irrelevant – caused it or not.

My raised eye brows are because of your statement; of HOW to get an insurance company to pay for damage: by fabricating a story. Your own words. 

 

Make that 5/10 

[ChrisF]

9 minutes ago, Wyatt Earp said:

I’ve seen guys try and pull a fast one, and I have made some enemies refusing to get involved. 

.....

Depending on who is covering the bike and what you covered it for, even  casing a jump, you will be paid out regardless, but if it happens to become a regular thing, they will definitely start tightening the screws.

 

 

For sure !!

 

And once you have a bad claims record your premium for ALL your insurance needs may well be "less than ideal"

 

 

Often better to absorb the small claims to keep a good record.

 

And a cheap rims certainly is a small claim in the bigger scheme of things.

Edited July 12, 2024 by ChrisF

[Wyatt Earp]

2 minutes ago, ChrisF said:

 

For sure !!

 

And once you have a bad claims record your premium for ALL your insurance needs may well be "less than ideal"

 

 

Often better to absorb the small claims to keep a good record.

 

And a cheap rims certainly is a small claim in the bigger scheme of things.

I’ve had people try and claim a new drivetrain 🙈

One thing I see often are cracked rims.

There are many reasons why these cracks appear, and I don’t want to deviate from the topic, but mostly the rider has no idea why the rims are cracking all over the place.

Cracks appear around the nipple holes and also through the cross section, and these cracks  appear way before a rider totally wrecks a rim due to over exuberance.

[Ruben101]

1 hour ago, Wyatt Earp said:

I’ve had people try and claim a new drivetrain 🙈

One thing I see often are cracked rims.

There are many reasons why these cracks appear, and I don’t want to deviate from the topic, but mostly the rider has no idea why the rims are cracking all over the place.

Cracks appear around the nipple holes and also through the cross section, and these cracks  appear way before a rider totally wrecks a rim due to over exuberance.

About a year ago we had a client successfully claim a sram xx1 12 spd cassette, due to one tooth being bent. 

[eddy]

4 hours ago, Wyatt Earp said:

 

One thing I see often are cracked rims.

There are many reasons why these cracks appear

 

Some times even because some (expert) wheel builder who is so good he doesn't need a tension meter pulls a spoke through an Enve rim..

[Wyatt Earp]

22 minutes ago, eddy said:

Some times even because some (expert) wheel builder who is so good he doesn't need a tension meter pulls a spoke through an Enve rim..

I love telling that story, on the positive side, two wheels I immensely enjoyed to build 😀

[eddy]

18 minutes ago, Wyatt Earp said:

I love telling that story, on the positive side, two wheels I immensely enjoyed to build 😀

Re-build Sheriff, re-build...