mark ellis Posted January 4, 2010 Posted January 4, 2010 those of you have insured your bikes, have you just added them to your normal house contents insurance or have you used a bike specific insurance policy? If so who?
Spinnekop Posted January 4, 2010 Posted January 4, 2010 Cyclesure. Very expensive but they deliver......
mtbN00b Posted January 4, 2010 Posted January 4, 2010 is use cyclesure for my bike... apparently they very good - never had to claim so can not comment on that bt what i have heard they settle claims quickly
Cycle Fan Posted January 4, 2010 Posted January 4, 2010 Specified items ... worked out cheaper .... It does, but your specified all risks doesn't cover your bike while racing - only training.
Chip Posted January 4, 2010 Posted January 4, 2010 I've just ensured my bike with MiWay, the rate is reasonable, took all risk insurance.
cyclenut Posted January 4, 2010 Posted January 4, 2010 Specified items ... worked out cheaper .... It does' date=' but your specified all risks doesn't cover your bike while racing - only training.[/quote'] Nope: covered whilst racing too
Cycle Fan Posted January 4, 2010 Posted January 4, 2010 REally, who are insured with? My insurance wouldn't cover me while racing
Cheese Posted January 4, 2010 Posted January 4, 2010 I am insured with Outsurance, covered for racing as well , but must be specified.
Mutt Posted January 4, 2010 Posted January 4, 2010 Specified items ... worked out cheaper .... It does' date=' but your specified all risks doesn't cover your bike while racing - only training.[/quote'] Nope: covered whilst racing too Mine too - Seems that they had no issue with it as long as it is not "Professional Racing" ie. I earn a living off it. Speak to your broker and explain what you want and tell them to sort it out for you - Im sure they will.
WR 1.0 Posted January 4, 2010 Posted January 4, 2010 Yip, most companies will cover you whilst racing as long as you are not a pro
riaanb Posted January 4, 2010 Posted January 4, 2010 My current insurer wanted R300 pm to insure a R16k road bike and then I'd still have to cover the MTB - sounded too expensive to me. What kinda prices are you guys paying?
TNT1 Posted January 4, 2010 Posted January 4, 2010 My current insurer wanted R300 pm to insure a R16k road bike and then I'd still have to cover the MTB - sounded too expensive to me. What kinda prices are you guys paying? Less than R100 per bike of similar value with Hollard.
mountain_lion Posted January 4, 2010 Posted January 4, 2010 Specified my bikes under all risks (racing included) with my household insurance (Alexander Forbes). Was cheaper than Cyclesure. No claims yet...
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