Similar situation happened to me back in 2009 when I started studying. Walking a well-used route to Woodstock train station by myself (because my travelling buddy had a date with his lady), and two guys came out of their house and held me up at knife point and the one says, "Give me your phone or I'll stab you." What do you do? I gave him my phone and the thought runs through my head, what right do you have to just take the things that we work so hard for? Not the best reaction, but I went blind with rage and chased them, had bricks and rocks thrown at me and closed in enough to beat the one with my phone with a 1,1m section of a carbon windsurfer mast that I kept my drawings inside.The second guy ended up throwing a brick into his buddy's back and ran away, I chased the guy with my phone and managed to do some damage to him arm when he blocked a strike to his head. I chased him into his house and continued to swing with all I had, until I snapped out of the blind rage completely unaware as to where I was or what I was doing. At that stage the local community were screaming and shouting in the streets, "Don't hit him!" and,"Stop it!" He threatened me with a knife and took my property? Afterwards an elderly woman pushed the perp out of the front door and he threw my phone at me, it smashing against the sidewalk. Poor sidewalk, Nokia's were awesome back then. Went home, and came back after calming down to report the incident at the Woodstock police station and identified one of the people in a picturebook, took them to the hosue etc. Anything could have happened, I'm lucky to have gotten out alive and in one piece and that day they never got it as easy as they thought. Hopefully my resistance made them less likely to target the next person. Since that day now 5 years ago, I carry pepperspray and an extendable baton on my persons when commuting and just pepperspray when I cycle. After all of this, I recommend everyone who rides and feels the need to carry protection best carries pepperspray. It fits in your jersey pocket, quick to reach and robs the target of their sense of sight, destroys their sense of smell, attacks the lungs and burns the skin. Note: you want to use the one that sprays a jet, not a mist. You don't want it to be used against yourself, so be prepared and assess the situation. Self-defence is not for everyone, know what type of person you are before carrying potentially dangerous things. It is often the best choice to hand over your posessions and to run away at any given oportunity - when I say hand over I mean if they want your phone and money, throw it on the floor a safe distance from yourself if you can, they are likely more interested in your possessions than they are in you and use that chance to escape. If they want to take your bike, I don't know? Best hand it over (or crash it into their vehicle or spin a U-turn into the oncoming and sprint - actually don't do those those things, even though I personally would). Be alert, and be careful. It kind of goes against the reason why we go for beautiful and scenic rides, but it does give some peace of mind to some.