GhostSixFour Posted September 3, 2013 Share I did send iCycle a mail, but no response so far, where as all the rest have gotten back to me. MiWay lost out due their admin fees being higher than the premium.. Link to comment Share on other sites More sharing options...
Karinvdw Posted September 3, 2013 Share I did send iCycle a mail, but no response so far, where as all the rest have gotten back to me. MiWay lost out due their admin fees being higher than the premium..Yip, Miway's admin fees are very high and the consultant gave me some serious attitude when I asked him to email me all the documents so I can have a look at it before I commit to Miway and in the end he did not email me the documents, so Miway is not really an option for me............ Link to comment Share on other sites More sharing options...
Rider3000 Posted September 3, 2013 Share *rant on* Virgin Money South Africa #fail. Sold my car last week. Without a vehicle or household insurance on the policy, I am unable to insure my mountain bike. seriously...? Me: "But my bike is a vehicle".Virgin: "No, it's not".me: "Yes it is".Virgin: "No it's not".Me: "ok". (hangs up) You learn something new every day. A bicycle is not a vehicle. Don't believe the dictionary. bi·cy·cle /ˈbīsikəl/NounA vehicle composed of two wheels held in a frame one behind the other, propelled by pedals and steered with handlebars attached to the... I wonder if Virgin realises that there's probably a fair percentage of their clients that own bicycles worth more than the cars and motorbikes they cover. *rant over* Well any one that don't think a bicycle is a vehicle....should go visit belguim.... (i wont insure with them then) thanks for the info! On that point ...they should encourage you to use a bike anyway... and if i was SARS i would even give you a tax deduction for that ! Edited September 3, 2013 by Rider3000 Gandalf 1 Link to comment Share on other sites More sharing options...
Surv0MTB Posted September 3, 2013 Share I did send iCycle a mail, but no response so far, where as all the rest have gotten back to me. MiWay lost out due their admin fees being higher than the premium.. Strange, I got given the option to waive all admin fee's once I confirmed that once my car was insured I would move my household contents over. No admins fees for me hey.. although that may have been a special on at the time.. Link to comment Share on other sites More sharing options...
Dirtracker Posted September 3, 2013 Share Santam all the way. No fine print, no limitations, no ***, lowest premiums I have found.Do not, repeat, do not use Outsurance.Enough saidPlease let me know about your Outsurance experience as I have my bikes insured and specified under all risks with them. Link to comment Share on other sites More sharing options...
ScottCM Posted September 3, 2013 Share Well any one that don't think a bicycle is a vehicle....should go visit belguim.... (i wont insure with them then) thanks for the info! On that point ...they should encourage you to use a bike anyway... and if i was SARS i would even give you a tax deduction for that ! See Mr. Taxman, give us a rebate for our cycling.So guys this is where we stand so far:MiWay - OutVirgin - OutOutsurance - Out Icycle - Mixed So Far (with Claim pending Completion)Indew - In (Apparently pretty damn good, cheap and their service is fast.)Santam - In (Apparently No fine print, no limitations, no ***, lowest premiums )pedalcycle insurance/ pedalsure - no verdict yetcyclesure - No Verdict yet Good time for a bike insurance company to come in and do some marketing wouldn't one think. Edited September 3, 2013 by ScottC-M P.A.K. 1 Link to comment Share on other sites More sharing options...
Pieter1 Posted September 3, 2013 Share I'm not sure what I pay tho but it is not much. Link to comment Share on other sites More sharing options...
Karinvdw Posted September 3, 2013 Share See Mr. Taxman, give us a rebate for our cycling.So guys this is where we stand so far:MiWay - OutVirgin - OutOutsurance - Out Icycle - Mixed So Far (with Claim pending Completion)Indew - In (Apparently pretty damn good, cheap and their service is fast.)Santam - In (Apparently No fine print, no limitations, no ***, lowest premiums )pedalcycle insurance/ pedalsure - no verdict yetcyclesure - No Verdict yet Good time for a bike insurance company to come in and do some marketing wouldn't one think.Had a quick and professional response from cyclesure, premium was the same as Miway Link to comment Share on other sites More sharing options...
Redbaobab Posted September 3, 2013 Share *rant on* Virgin Money South Africa #fail. Sold my car last week. Without a vehicle or household insurance on the policy, I am unable to insure my mountain bike. seriously...? Me: "But my bike is a vehicle".Virgin: "No, it's not".me: "Yes it is".Virgin: "No it's not".Me: "ok". (hangs up) You learn something new every day. A bicycle is not a vehicle. Don't believe the dictionary. bi·cy·cle /ˈbīsikəl/NounA vehicle composed of two wheels held in a frame one behind the other, propelled by pedals and steered with handlebars attached to the... I wonder if Virgin realises that there's probably a fair percentage of their clients that own bicycles worth more than the cars and motorbikes they cover. *rant over* I had the exact opposite with Momentum, they insured my bike as a motorbike and so I had to pay for third party insurance... Conversation went something like this... Momentum: You have to take third party insurance for a motorbike on this policyMe: But it's not a motorbike, it's a bicycleMomentum: No it's a motorbikeMe: Well I don't want to insure a motorbike, I want to insure a bicycleMomentum: Well you still need to take third party insuranceMe: That's so that if I crash into someone on the street their medical bills will be covered right?Momentum: YesMe: Well I don't think I would ever be able to cause 1 million rand in damages with a bicycleMomentum: <Silence>Me: Nevermind... <Hang up> Edited September 3, 2013 by Redbaobab MTBc 1 Link to comment Share on other sites More sharing options...
Jonkie Posted September 3, 2013 Share I have been with Cyclesure for years now and haven't had any problems. They always respond immediately to my emails, never turned down a claim. Link to comment Share on other sites More sharing options...
BushGoblin Posted September 3, 2013 Share so i have a claim that is being submitted to cyclesure for theft of item at a race... will get back to you guys. MTBc 1 Link to comment Share on other sites More sharing options...
ScottCM Posted September 4, 2013 Share I have been with Cyclesure for years now and haven't had any problems. They always respond immediately to my emails, never turned down a claim. Have you had to claim before? Link to comment Share on other sites More sharing options...
ScottCM Posted September 4, 2013 Share so i have a claim that is being submitted to cyclesure for theft of item at a race... will get back to you guys. Please keep us informed as our options for a good bike insurance seems to be getting limited Link to comment Share on other sites More sharing options...
MTBc Posted September 4, 2013 Share Yeah, eagerly awaiting feedback on this. Link to comment Share on other sites More sharing options...
Bosbrommer Posted September 4, 2013 Share Also in the market for bicycle insurance. So far i-cycle is a no go. Phone no on site doesnt work and no reply to emails. Cyclesure and Santam's response was very good however. Will keep you posted. Link to comment Share on other sites More sharing options...
Dubber Posted September 4, 2013 Share That is who my house + contents are insured through. However, they won't cover bikes in transit or at races. So they didn't crack the nod. Have a filled out application ready to bomb off to pedalcycle insurance. They broker though pedalsure it seems, but their service was good. I've got my bike as a specified item on my Santam policy. Covered for everything mentioned so far (transport, garage, races, on-car damage etc). It does have to be locked if unattened - but I've yet to see a policy that says it doesn't.Have had one claim when the derailuer was damaged on a flight - claimed and payed in within 2 days. Edited September 4, 2013 by Dubber Link to comment Share on other sites More sharing options...
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