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Bikes insured?


covie
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My bike is insured with Budget for all risks

R20k payout

R85

 

And you guys?

if i may ask who is your insurer? cause i'm in the "market" :unsure:

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ALex Forbes R25000 R120pm. I've claimed for 2 wheelsets already. No questions asked. Just take them a quote for the replacement set, money paid out in 2 days. Brilliant.

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Indwe, R36k, R180pm (but must also haev car and household to get bike cover - includes R5k for medical costs not covered by medical aid), paid out for kit after a fall and medical bills in 2 days... brilliant!

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My bike is insured with Budget for all risks

R20k payout

R85

 

And you guys?

R25 000 = R82/month on a full all risk basis. Most insurance companies exclude cover whilst in use or in any race. Check your policy wording. A good rate on your bicycle value is 4-5% (full all risk cover) IE R30 000 @ 5% = R1500pa or R125/month. I deal with a couple of companies that offer the cover whilst in use/racing, with minimum exclusions.

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Waiting for a quote from my Insurance Brokers (APBCO)...will let you guys know. Currenlt have car and household with them

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Did mine through Dial direct as I have my house and car with them

 

They would only insure to a max of 40 000 on a single bicycle

 

Premium is 276

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Cyclesure R285

 

Road R35k

Mtb R20k

 

Plus Helmet,shoes,sunglasses and pump are specified.

 

There is quite a difference in what people pay at Cyclesure.

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