T_Boss Posted April 22, 2020 Posted April 22, 2020 In the process of working out how we will be doing business going forward after lockdown. In the past all our trips and events were fully pre-paid, but we will now be wanting to take only small deposits to secure bookings, and then have the balance paid in full on arrival if the event goes ahead as planned. I need to have ways for people to do this easily, from various locations across the country. snapscan seems a viable option, but not sure how popular it still is.
Jako De Wet Posted April 22, 2020 Posted April 22, 2020 Great idea. FNB mobile app allows you to scan to pay, so you don't need SnapScan or Zapper.
BaGearA Posted April 22, 2020 Posted April 22, 2020 Just check the fees carefully 1-3% on average I would expect and they might increase or decrease depending on the amounts you put through each month
Jewbacca Posted April 22, 2020 Posted April 22, 2020 I bought a Yoko from Incredible connection for R350 bucks... It is super easy to set up, the charges aren't huge and it is portable as it links with your phone. That might be an easy way to get things done for very little outlay. Cards are cards....
Flippa Posted April 22, 2020 Posted April 22, 2020 I can second the Yoco. Easy to use, and you get paid in around 2 days after the transaction. Fees are reasonable.
ABrooks Posted April 23, 2020 Posted April 23, 2020 I think snapscan is very location based. For instance in Stellenbosch you can pay almost anywhere with snapscan. Once you move further away the popularity of it drop quite significantly. I normally pay with samsung pay, work well for me. New bank cards have tap to pay which also limits contact and can for the most part be avoided if your machine supports it.
Grease_Monkey Posted April 24, 2020 Posted April 24, 2020 I think snapscan is very location based. For instance in Stellenbosch you can pay almost anywhere with snapscan. Once you move further away the popularity of it drop quite significantly. I normally pay with samsung pay, work well for me. New bank cards have tap to pay which also limits contact and can for the most part be avoided if your machine supports it.I have made use of Yoco like others have mentioned, and their machines support tap and pay so you will be able to use Samsung Pay too. If I was you I'd offer as many methods as viable as long as those methods don't have a base monthly fee + % of payment. As far as I know Zapper, Snapscan, and Yoco just charge you a % when someone pays you - so offer all of them if you can and make it as easy on your customer as possible.
Slowbee Posted April 24, 2020 Posted April 24, 2020 Who do you bank with ? Nedbank have their own units, which you can either rent for R99 bucks a month, or you can buy the unit outright for R1499. Fees are really low. Set up is easy peasy in terms of syncing the two via bluetooth. Keeping the cell phone and the unit fully charged is essential. Having a Nedbank account makes the money available the next day. ABSA have recently launched their own unit. It really is a great unit in that it is totally integrated. It does not need to sync to a cell phone because it has its own sym card, is tap and go ready and money is in your account the next day if you bank with ABSA. I did not check out the pricing, but I am sure you can negotiate. In terms of a micro/small business, of all the banks, ABSA was the most flexible in terms of negotiation then FNB, the rest just said refer to the fees booklet and created the impression that they did not need you.
Slowbee Posted April 24, 2020 Posted April 24, 2020 Here is the smart pay brochure. I think I will revist this costing again. SmartPay-brochure.pdf Yocohttps://www.yoco.co.za/za/credit-card-readers/ I see you can buy them (my info is outdated) - but their money must be in the fee structure.
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