carbon29er Posted October 8, 2016 Share I've been meaning to give some praise and thanks to Cycling South Africa for a while and have finally got round to doing it. As a CA and a PPA ExCo member I always though CSA were a greedy and wasting money on travel and entertainment so never renewed my membership when it lapsed a few years ago. I elected to ride the 99er this year, which was a CSA sanctioned event, and I was presented with a choice of a day licence at R35 or an annual membership of CSA at R120 I think. I had seen a few tweets and articles on what CSA was doing for members and I thought I would support them. I chose the membership. And it was without a doubt the best financial decision I have made recently. I had a really nasty crash and shattered my shoulder. Badly. CSA has an automatic insurance policy for medical expenses up to R20,000 if you are injured, get this, riding your bicycle. Not even racing or training. Just riding. Can you believe it? Well, I phoned CSA, they put me in touch with Hollard. I filled in a form and got my orthopaedic surgeon to fill in a form. I sent the surgeon's quote with the 2 forms to Hollard. 3 days later R20,000 was deposited into my bank account to cover me for medical expenses not paid by my medical aid. I've said if you ride your bike without a rear light you are an idiot. Or if you believe guys win a Grand Tour without doping you are an idiot. Reality is, if you ride a bike and don't belong to CSA then you really ARE and idiot. R120 for a year with real benefits. Compared to PPA membership and what you get there it's a no brainer. Bloukrans, Sepia, LexieB and 7 others 10 Link to comment Share on other sites More sharing options...
Sharkie 2 Posted October 8, 2016 Share Always fine print involved but kudos for this Oufy MTB (Roadie) and Eddy Gordo 2 Link to comment Share on other sites More sharing options...
andydude Posted October 8, 2016 Share Great post, thanks carbon. I have heard about the insurance, but haven't heard of anyone actually using it, including me. I wonder what the prescription period is. Have a few small bills from 2014 after an accident. Link to comment Share on other sites More sharing options...
Eugene Posted October 8, 2016 Share I have another take on this. My medical aid covers all my expenses. That means the insurance that is forced on me by CSA is worth nothing. I get nothing for my R120. I would have less of a problem is that insurance was optional, but they hiked up the cost of the licence fee to cover the insurance and force you to take it. Pure Savage, brumby and Tatt 3 Link to comment Share on other sites More sharing options...
Cava Posted October 9, 2016 Share I have another take on this. My medical aid covers all my expenses. That means the insurance that is forced on me by CSA is worth nothing. I get nothing for my R120. I would have less of a problem is that insurance was optional, but they hiked up the cost of the licence fee to cover the insurance and force you to take it.From what I understand they would pay out regardless of whether your medical aid already paid, so you would end up with your bills settled by your MA plus a cash payout to the same value. Link to comment Share on other sites More sharing options...
carbon29er Posted October 9, 2016 Share Nothing for your R120? You are wrong. Medical Aid rarely covers every expense from an accident AND the CSA policy pays out regardless of medical aid cover or not. There is always an exclusion for some items when hospitals, doctors, radiologists, pathologists and physiotherapists are involved. The only way the licence fee is worth nothing is if you do not enter any sanctioned race and have no risk of falling if you ride a bike. But then again what would the hub be if there was no negative reaction to something someone else has found to be of great benefit. Deepblue1993, Winstonian1984, Vetplant and 2 others 5 Link to comment Share on other sites More sharing options...
Icycling Posted October 9, 2016 Share I have another take on this. My medical aid covers all my expenses. That means the insurance that is forced on me by CSA is worth nothing. I get nothing for my R120. I would have less of a problem is that insurance was optional, but they hiked up the cost of the licence fee to cover the insurance and force you to take it.So for the price of 2 inner tubes or there about - you would ditch added insurance that's pays out regardless, given the way RSA drive and the condition of our road. I am surprised CSA was able to organize this type of ANNUL premium. Some people just can't be help. Link to comment Share on other sites More sharing options...
Tim Brink Posted October 9, 2016 Share And the Rob 'n Pete show changes focus carbon29er and Pure Savage 2 Link to comment Share on other sites More sharing options...
johannrissik Posted October 9, 2016 Share I'm always quick to moan about the R30 day license thet we are charged in small local events (because I'm not a regular racer, I'm not a member), but this could change things. Does anyone know if it cover day license holders? And does it only cover you if you are part of a CSA event? Or any riding, anywhere? Thanks Link to comment Share on other sites More sharing options...
PowerB Posted October 9, 2016 Share So wish that K2C was CSA sanctioned. Would appreciated assistance with my medical expenses after getting badly injured from a crash during this year's race. Link to comment Share on other sites More sharing options...
'Dale Posted October 9, 2016 Share Give krediet where it's due Lekka, CSA Sepia 1 Link to comment Share on other sites More sharing options...
Winstonian1984 Posted October 9, 2016 Share So wish that K2C was CSA sanctioned. Would appreciated assistance with my medical expenses after getting badly injured from a crash during this year's race.If you have a CSA membership, the insurance should cover it whether k2c was sanctioned or not PowerB and Wannabe 2 Link to comment Share on other sites More sharing options...
Veebee Posted October 9, 2016 Share From what I understand they would pay out regardless of whether your medical aid already paid, so you would end up with your bills settled by your MA plus a cash payout to the same value. If this is true then I lost out last year when I crashed and broke a collarbone... Link to comment Share on other sites More sharing options...
Veebee Posted October 9, 2016 Share Here's the link, maybe I should give them a call tomorrow http://www.cyclingsa.com/hollard Link to comment Share on other sites More sharing options...
Pure Savage Posted October 9, 2016 Share Will mail them on Monday and see if they able to cover my medical expenses from my crash. If I get the same result as carbon, I will cook and eat a humble pie. (I am joking, no pie for me, training for DC ) Link to comment Share on other sites More sharing options...
carbon29er Posted October 9, 2016 Share And the Rob 'n Pete show changes focus I can't help it if I'm being stalked. Or maybe it's just common sense to promote the good we see? Tim Brink and johannrissik 2 Link to comment Share on other sites More sharing options...
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