Captain Fastbastard Mayhem

This is an indication on how important it is to ensure that you are getting the most out of it, and if not either cancel or try to get the most out of it. It's not as easy as saying yes or no, you need to do the analysis for your particular situation. Reme & Marc, you're doing it right. Just don't make any decisions on the rest of the ecosystem based solely on the vitality aspect. Sometimes even without the vitality, you can still be better off compared to elsewhere. It just depends on your circumstances and cover.

Yes please

yeah, to remove the requirement to have 3 years on gold to get on to Diamond. I actually agree with that move, to be honest. I found the 3 year rule to be a bit silly, especially if one drops a status one year (as I've done)

That's a lekker loophole. Thanks for the tip!

:lol: Why the hell not, eh? It's what I might do if I was in that position...

yes, that's my understanding. There's no limit on how many points each individual can amass, apart from those in each category. Which, if changed enough, could actually have the same end result as what Jako is suggesting.

That's not my understanding, but I will check up on that.

tell your other half she can relax... Here you go. That descriptor is solely for ADDITIONAL adult dependents that are not your partner. IE a kid over the age of 18. See here:

Oh, and the VAR is the mechanic through which they've decided to get more people more aware of their health. That 70-80% of Vitality members on BLUE (whatever it is at the moment) is what they're targeting. If those guys were to get to Diamond / Gold, it'd be a huge cost saving for them on the med aid and life assurance spaces, and it'd filter down to us, the clients, through reduced premiums or lower increases. If the VAR thing doesn't work for you, fine - cool. Lemme have a look at things to see if we can get more efficient cover / benefits elsewhere. It's what I do, after all

Unfortunately that's a legislation issue. Med aid companies are not allowed to charge according to your health profile or wellness status, and to be honest I wouldn't want them to as then we'd be on a slippery slope to the US model of healthcare which is utterly ridiculous. The only way they're allowed to change premiums is based on your income (a la the low income plans like Keycare) Insofar as the effect Vitality has on the premiums, it does. Substantially. The higher your status, the less you cost them in terms of health funding costs, and it makes up a significant portion of how they canlculate their annual increases and actual costs. If it weren't for Vitality the med aid premiums would be quite a bit higher, over the years. Momentum has the same thing with Multiply. It lowers the annual premium increase by about 1.5 to 2.5% each year, which in a world of ageing clients (therefore higher healthcare expenditure) makes one huuuge difference over time. FWIW I only have to consider the savings I get on my gym contract for it to make sense. I don't have disco med aid, but I do have Disco life. My premiums are lower on my life policy due to Vitality and I cannot replicate the cover elsewhere without paying quite a bit more. BUT - I'm not you, so your experience in the Discovery world may be different (as you rightly point out) For me, everything over and above the gym is a net benefit. Those free coffees I would normally have had to pay for, those vouchers on Cape Union, the heavily discounted movie tickets etc etc are all value-added benefits that work in my favour.

It was a remote test, ie not at an actual dischem branch. One of their nurses came to us...

I honestly don't think it's as big of a risk as some of the "pundits" are claiming. There's still going to be enormous scope for private medical coverage that, like BUPA and others overseas, allows one the freedom of choice and extra coverage that just won't come from the NHI. The industry is MASSIVE, employs thousands of people, and is well entrenched in the fabric of private healthcare in SA. It's just that we don't know the exact form that the med aid benefits will take, once NHI comes in.

That would help a little, but you'd still need 3 activities per week of 30 min plus.

Except Discovery is NOT jsut a medical aid company. They're a bank, a life assurance company, a short term insurance company, a wellness management program, a medical aid administrator and a medical aid company. Each individual companies under the Discovery Group umbrella. The items that you're complaining about are the extra benefits that were introduced a few years ago to get the average joe to exercise more and monitor their health more closely, to get them healthier. The underlying Vitality benefits have improved over the years, with the addition of the VAR program, enhanced discounts for clients with more "integrated" portfolios and more incentives to know and manage your health. This has nothing to do with any of the other businesses, except where you get enhanced discounts and / or interest rates (which are already among the best in the banking environment, even on BLUE VM status) or extra paybacks. The VAR board game is really just the smallest part of it.

Take it to your bike shop to sort out, if if doesn't seem to be working for you at home. It really should just fit straight on.

Just what I was expecting from it. Was awesome. ????

At the most, you may need a 1mm or 2mm spacer. But it's a straight swap.

No, straight on switch. 9/10/11/12 are mostly the same carrier width, the larger cigs are just dished to get closer to the spokes.

The Vitality system has been utterly ridiculous with this particualr thing each and every year at this time. It's an error on their side, you still need to hit 90,000. Ignore that little status bar and just concentrate on teh amount of points you have.

Careful, it's where he likes it.

PM inbound with some mail addresses that may help.

For you, race lever, X2 caliper. More than enough power and it's a slightly smaller package. EDIT: Yes, I know it's like 8 months later and all.

Love those little toolkits. So useful for fine work

Awesome. Watching it tonight.

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