wana race Posted October 26, 2018 Posted October 26, 2018 Stolen: Specialized Epic Expert 2016When: 25 October 2018Where: Stellenbosch, Western CapeBike was stolen from the back of my bakkie, cab was locked top and bottom and it was locked to the back.Get further details about the incident in the Stolen Bikes section
Chingy182 Posted October 26, 2018 Posted October 26, 2018 Ai tog. That sucks.Stellenbosch infuriates me.
JohanDiv Posted October 26, 2018 Posted October 26, 2018 Jeez these Stellenbosch syndicates! Got three bikes stolen from me in the years I was studying there. Only got one of them back.
hansolo Posted October 26, 2018 Posted October 26, 2018 Where in Stellenbosch did they steal it? I leave my bike locked on the back of the bakkie quite often.
rorydewet Posted October 26, 2018 Posted October 26, 2018 Where in Stellenbosch did they steal it? I leave my bike locked on the back of the bakkie quite often.im not sure if any of stellenbosch is safe so not really relevant in fact not a good idea to leave a bike on a vehicle in rsa for an extended period ie longer than 10 mins alone not safe
vulgar Posted October 26, 2018 Posted October 26, 2018 im not sure if any of stellenbosch is safe so not really relevant in fact not a good idea to leave a bike on a vehicle in rsa for an extended period ie longer than 10 mins alone not safeOnly if you need a payout from your insurance...
Chingy182 Posted October 26, 2018 Posted October 26, 2018 Only if you need a payout from your insurance... I've actually wondered if Insurance will pay out if a bike is stolen off the back of your bike rack. It can almost become as technical as having your car remote jammed and insurance won't pay out as there's no sign of forced entry
stefmeister Posted October 26, 2018 Posted October 26, 2018 I've actually wondered if Insurance will pay out if a bike is stolen off the back of your bike rack. It can almost become as technical as having your car remote jammed and insurance won't pay out as there's no sign of forced entryMy understanding is that most insurance companies won’t cover for theft when your bike is left unattended in public. Some even require that your bike needs to be locked when on your own property.
mazambaan Posted October 27, 2018 Posted October 27, 2018 Bad news but how were the locks overcome - cut, broken, opened with a key?
daniemare Posted October 27, 2018 Posted October 27, 2018 My understanding is that most insurance companies won’t cover for theft when your bike is left unattended in public. Some even require that your bike needs to be locked when on your own property.Why then have insurance. Only for when the pricks hi-jack you?
wana race Posted October 29, 2018 Author Posted October 29, 2018 The bike was locked to the vehicle, with a cable lock, it was not visible unless you were standing next to the car. I was planning a lunchtime ride but got stuck at work, the only reason the bike was in the vehicle
Grease_Monkey Posted October 29, 2018 Posted October 29, 2018 I've actually wondered if Insurance will pay out if a bike is stolen off the back of your bike rack. It can almost become as technical as having your car remote jammed and insurance won't pay out as there's no sign of forced entry My insurance will pay out, but with some provisos - one being that the bike was locked with a certain thickness of lock (can't remember the exact mm), or locked to an "approved" bike rack. Eg: Thule Pro Ride. My general rule of thumb is not to leave the bike unattended though. I do sometimes stop at a garage for a cooldrink on the way home after a ride, but then I just park my car where it stays in my field of vision, and it is locked to the bike rack which is locked to my car (although I have seen videos of guys breaking open a Thule bike rack in a matter of 30 seconds).
Bomberman Posted October 29, 2018 Posted October 29, 2018 I've actually wondered if Insurance will pay out if a bike is stolen off the back of your bike rack. It can almost become as technical as having your car remote jammed and insurance won't pay out as there's no sign of forced entryI had this same question with a previous insurer, so what happens of the bike is stolen of my bike rack, is it covered? The only answer they could give was; if the vehicle shows forced entry yes otherwise no. Ok but my bike is on a carrier.... I could hear the gears grinding in her head, " yes sir it is covered only if the vehicle shows forced entry"
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