Terence Hope Posted October 4, 2013 Posted October 4, 2013 Hi All, we will be starting our advertising campaigns in all the countries major bike stores during the month of October, so please look out for these!! Id like to know your guys thoughts on this, will it work, concerns, anything you would like to discuss / bring forward will be greatly appreciated!! If you have any queries around the financing of either road or MTB's , please feel free to drop me a mail and Ill get some info to you.It is being packaged as an insurance included deal, however we have still not got the two linked as yet, so in the interim we can do separate cycle insurance too.Terence@nicolfin.co.za ; leandro@nicolfin.co.za
Rifi Posted October 4, 2013 Posted October 4, 2013 Hi Terence Is this for complete bikes only? What is the interest rate and terms like?
SyncSA Posted October 4, 2013 Posted October 4, 2013 Minimum amount? And are you a registered credit provider?
T-Bob Posted October 4, 2013 Posted October 4, 2013 Terms & Conditions / interest rates info would be great.
Rifi Posted October 4, 2013 Posted October 4, 2013 I think a credit check is being done on us whilst we wait for reply 101% and Rider3000 2
BSG Posted October 4, 2013 Posted October 4, 2013 Interest rates and terms and conditions as well as minimum loan amounts would be appreciated.
Cav' Posted October 4, 2013 Posted October 4, 2013 If the intrest rate is above 20%....run Terence Hope 1
BSG Posted October 4, 2013 Posted October 4, 2013 I think a credit check is being done on us whilst we wait for reply Jip must be and luckily I'm the only one using someone else as an alias:D
LazyTrailRider Posted October 4, 2013 Posted October 4, 2013 Confucius say: Underlying fundamentals and variables make financing a bicycle like financing a French automobile. Captain Fastbastard Mayhem, fanievb, ThePubSA and 5 others 8
Terence Hope Posted October 4, 2013 Author Posted October 4, 2013 Hi guys, yes, we are FSP licensed , there is no minimum amount , and the rate is obviously individual specific according to your risk profile, and better than any other rate you'd get on a 'high risk asset' as bikes are dubbed. Drop me a mail for quicker responses as I'm unfortunately not always on the hub
fanievb Posted October 4, 2013 Posted October 4, 2013 will this be asset based/secured lending? Short/Long term? FSB and NCR registration (you are supposed to disclose same when advertising/offering your product to consumers) Rider3000, SyncSA and Izak 3
eddy Posted October 4, 2013 Posted October 4, 2013 I think borrowing money/financing a rapidly depreciating toy like a bicycle is a very, very silly idea. Wayne Potgieter, DIPSLICK, Storm 78 and 18 others 21
Guest Latent Blue Posted October 4, 2013 Posted October 4, 2013 Full disclosure before i email/give any of my details away! Terence Hope 1
Terence Hope Posted October 4, 2013 Author Posted October 4, 2013 will this be asset based/secured lending? Short/Long term? FSB and NCR registration (you are supposed to disclose same when advertising/offering your product to consumers) Hi Fanie , yes, it would be secured and short or long term. As for your last point, I am not advertising nor offering on this forum, merely discussing .
GhostSixFour Posted October 4, 2013 Posted October 4, 2013 Half arsed advertising attempts tend to go off the rail and work against you. Rather publish all the details at once and take it from there. ChUkKy 1
Terence Hope Posted October 4, 2013 Author Posted October 4, 2013 I think borrowing money/financing a rapidly depreciating toy like a bicycle is a very, very silly idea. I guess one would then argue same about an off road motorbike or boat, any leisure finance for that matter?
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