Terence Hope Posted October 4, 2013 Share Hi All, we will be starting our advertising campaigns in all the countries major bike stores during the month of October, so please look out for these!! Id like to know your guys thoughts on this, will it work, concerns, anything you would like to discuss / bring forward will be greatly appreciated!! If you have any queries around the financing of either road or MTB's , please feel free to drop me a mail and Ill get some info to you.It is being packaged as an insurance included deal, however we have still not got the two linked as yet, so in the interim we can do separate cycle insurance too.Terence@nicolfin.co.za ; leandro@nicolfin.co.za Link to comment Share on other sites More sharing options...
Rifi Posted October 4, 2013 Share Hi Terence Is this for complete bikes only? What is the interest rate and terms like? Link to comment Share on other sites More sharing options...
SyncSA Posted October 4, 2013 Share Minimum amount? And are you a registered credit provider? Link to comment Share on other sites More sharing options...
T-Bob Posted October 4, 2013 Share Terms & Conditions / interest rates info would be great. Link to comment Share on other sites More sharing options...
Rifi Posted October 4, 2013 Share I think a credit check is being done on us whilst we wait for reply Rider3000 and 101% 2 Link to comment Share on other sites More sharing options...
BSG Posted October 4, 2013 Share Interest rates and terms and conditions as well as minimum loan amounts would be appreciated. Link to comment Share on other sites More sharing options...
Cav' Posted October 4, 2013 Share If the intrest rate is above 20%....run Terence Hope 1 Link to comment Share on other sites More sharing options...
BSG Posted October 4, 2013 Share I think a credit check is being done on us whilst we wait for reply Jip must be and luckily I'm the only one using someone else as an alias:D Link to comment Share on other sites More sharing options...
LazyTrailRider Posted October 4, 2013 Share Confucius say: Underlying fundamentals and variables make financing a bicycle like financing a French automobile. ThePubSA, Wayne Potgieter, ChUkKy and 5 others 8 Link to comment Share on other sites More sharing options...
Terence Hope Posted October 4, 2013 Share Hi guys, yes, we are FSP licensed , there is no minimum amount , and the rate is obviously individual specific according to your risk profile, and better than any other rate you'd get on a 'high risk asset' as bikes are dubbed. Drop me a mail for quicker responses as I'm unfortunately not always on the hub Link to comment Share on other sites More sharing options...
fanievb Posted October 4, 2013 Share will this be asset based/secured lending? Short/Long term? FSB and NCR registration (you are supposed to disclose same when advertising/offering your product to consumers) Izak, Rider3000 and SyncSA 3 Link to comment Share on other sites More sharing options...
eddy Posted October 4, 2013 Share I think borrowing money/financing a rapidly depreciating toy like a bicycle is a very, very silly idea. Stretch, KENDA, Wil6 and 18 others 21 Link to comment Share on other sites More sharing options...
Guest Latent Blue Posted October 4, 2013 Share Full disclosure before i email/give any of my details away! Terence Hope 1 Link to comment Share on other sites More sharing options...
Terence Hope Posted October 4, 2013 Share will this be asset based/secured lending? Short/Long term? FSB and NCR registration (you are supposed to disclose same when advertising/offering your product to consumers) Hi Fanie , yes, it would be secured and short or long term. As for your last point, I am not advertising nor offering on this forum, merely discussing . Link to comment Share on other sites More sharing options...
GhostSixFour Posted October 4, 2013 Share Half arsed advertising attempts tend to go off the rail and work against you. Rather publish all the details at once and take it from there. ChUkKy 1 Link to comment Share on other sites More sharing options...
Terence Hope Posted October 4, 2013 Share I think borrowing money/financing a rapidly depreciating toy like a bicycle is a very, very silly idea. I guess one would then argue same about an off road motorbike or boat, any leisure finance for that matter? Link to comment Share on other sites More sharing options...
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