Bicycle insurance

[Hulky]

Hi guy which insurance company is the best to insure my MTB?

[ChrisF]

Hi guy which insurance company is the best to insure my MTB?

 

WELCOME to the Hub Hulky

 

Have a look at these :

 

https://community.bikehub.co.za/topic/185486-bicycle-insurance/?hl=insurance

 

https://community.bikehub.co.za/topic/172237-bike-insurance/?hl=insurance

 

https://community.bikehub.co.za/topic/184258-international-bike-insurance/?hl=insurance

 

https://community.bikehub.co.za/topic/183702-mtb-bike-insurance/?hl=insurance

 

 

some common threads through these threads ....

 

- get a decent broker

 

- CONFIRM if the bike is to be insured for "book" or "replacement" value ... insurance companies differ on this.

 

- Make sure of extras you want to insure, and get these specified on the policy ....

 

- MOST policies requires "proof of forced theft" before considering a claim, ie a cut chain etc ....

[Trance Dance]

DM me I can point you in the right direction.

[Abi Schilperoort]

DM me I can point you in the right direction.

 

Hi guy which insurance company is the best to insure my MTB?

Hi Hulky,

 

Give the JaSure app a try.

 

JaSure is on-demand insurance that lets you switch on your insurance for your mountain bike only when you need it - all controlled via the JaSure app. JaSure covers against accidental damage, theft and loss. You can get a quick quote here:https://quotes.jasure.com/or download the app from your app store & add your mountain bike to get a quote. If you have any questions please do not hesitate to email us on help@jasure.com.

[leeubok]

JaSure.. question. How do you know that the insurance was turned on Before the claim? Surely timelines are with the user who could easily adjust this to suit their claim?

Very valid question. How would they know if I damage my bike today, but activate the insurance tomorrow and claimed it happened then?

 

I am tempted to give this a go though. Where I live the risk of my bike being stolen or hijacked is very low, so I just can't justify paying a couple hundred bucks every month for insurance I would rarely need. It would be cool to activate insurance only when I go to town for a couple of days and I take my bike with. 

[ChrisF]

Burnt my fingers before ....

 

Seen friends burn their fingers ....

 

 

I only work via a real life broker !

[Abi Schilperoort]

JaSure.. question. How do you know that the insurance was turned on Before the claim? Surely timelines are with the user who could easily adjust this to suit their claim?

 

Thank you for taking an interest in how the JaSure on-demand insurance app works. Our product innovation extends to include measures for fraud mitigation. Please don’t hesitate to email us at help@jasure.com, or start a live chat at https://www.jasure.com or on the app.

[Abi Schilperoort]

Very valid question. How would they know if I damage my bike today, but activate the insurance tomorrow and claimed it happened then?

 

I am tempted to give this a go though. Where I live the risk of my bike being stolen or hijacked is very low, so I just can't justify paying a couple hundred bucks every month for insurance I would rarely need. It would be cool to activate insurance only when I go to town for a couple of days and I take my bike with. 

 

Hi there,

 

Thank you for taking an interest in how the JaSure on-demand insurance app works. Our product innovation extends to include measures for fraud mitigation. For a quick quote, visit https://quotes.jasure.com.

 

Please don’t hesitate to email us at help@jasure.com, or start a live chat at https://www.jasure.com or on the app.

[Abi Schilperoort]

Hi there,

 

We are sorry to hear that you and your friends have been burnt by other direct insurance providers in the past. If you ever want to ask us any questions, please don’t hesitate to email us at help@jasure.com, or start a live chat at https://www.jasure.com or on the app.

 

 

Burnt my fingers before ....

 

Seen friends burn their fingers ....

 

 

I only work via a real life broker !

[babse]

Thank you for taking an interest in how the JaSure on-demand insurance app works. Our product innovation extends to include measures for fraud mitigation. Please don’t hesitate to email us at help@jasure.com, or start a live chat at https://www.jasure.com or on the app.

It would be great if you could elaborate here for the benefit of us all.

[Super Sywurm]

It would be great if you could elaborate here for the benefit of us all.

Yes please!  I am also very tempted.

[Jakkals.]

Insurance, I wouldn't.

[ChrisF]

I quick search suggest this is a "sub-division" of Santam ...

 

 

I have been with Santam for decades .... BUT, experience has taught me to ONLY work with them via a broker !!!

[Abi Schilperoort]

Unfortunately we can’t divulge specifics online regarding our fraud mitigation measures.

 

From a customer perspective, we have a scheduling function where you can preselect days and your cover will switch on and off automatically. You can also choose to leave your cover on all the time at a competitive rate depending on your cover needs.

[ChrisF]

We all see the posts of stolen bikes .... MANY are stolen AT HOME ...

 

 

not much use in having part time cover ....

 

 

Either the rate is competative or it is not ...

 

 

Just as a reference .... R150 per month for a R50k bike .... R190 per month for a R82k bike .... for proper full time cover

[leeubok]

We all see the posts of stolen bikes .... MANY are stolen AT HOME ...

 

 

not much use in having part time cover ....

 

 

Either the rate is competative or it is not ...

 

 

Just as a reference .... R150 per month for a R50k bike .... R190 per month for a R82k bike .... for proper full time cover

 

That sounds fairly good. Cheapest I could get for my bike (R70k replacement value) was between R400 and R500 with Outsurance.