Frosty Posted January 18 Posted January 18 That other MA company has revised their rewards allocation that has resulted in: 30k less miles earned in 2023 compared to 2022 (for doing the same effort); discount when using miles dropped from 20% to 15% (or 40% to 30% on 15th of each month). And they word their mail that says, (not quoted) "you've saved..."
ChrisF Posted January 18 Posted January 18 5 minutes ago, Frosty said: That other MA company has revised their rewards allocation that has resulted in: 30k less miles earned in 2023 compared to 2022 (for doing the same effort); discount when using miles dropped from 20% to 15% (or 40% to 30% on 15th of each month). And they word their mail that says, (not quoted) "you've saved..." But thats not all .... If you call NOW .... You Savings account also reduced by 5% .... May just sit down one day and compare the PREMIUMS to COVER of 2014 to 2024 .... not sure my pharmacy has enough Rennies .... Frosty 1
Long Wheel Base Posted January 18 Posted January 18 1 hour ago, The Ouzo said: Warning, dont go into the app and look at the upgrade options but then opt not to take them, someone from multiply will phone you very soon after and try and sell you into upgrading. How many family members on mulitply? IICR, 4 or less is cheaper on Inspire than premier. I am 5 members and it's going to be a little bit more. Inspire you now pay per member.
The Ouzo Posted January 18 Posted January 18 4 minutes ago, Long Wheel Base said: How many family members on mulitply? IICR, 4 or less is cheaper on Inspire than premier. I am 5 members and it's going to be a little bit more. Inspire you now pay per member. none of the rest of my family are active, so I think it will just be me, Long Wheel Base 1
Frosty Posted January 18 Posted January 18 30 minutes ago, ChrisF said: You Savings account also reduced by 5% .... I'm on a plan without the savings. Scary to think back to 2013/14, when I was last on full comprehensive, that I'm paying 50% more now, for a hospital plan + a few other day-to-day benefits, than the 50% contribution I was paying at that specific company. Worse, is the amount of money that goes to them every month - Medical, Life, Insurance, Money, etc.
The Ouzo Posted January 18 Posted January 18 9 minutes ago, Frosty said: I'm on a plan without the savings. Scary to think back to 2013/14, when I was last on full comprehensive, that I'm paying 50% more now, for a hospital plan + a few other day-to-day benefits, than the 50% contribution I was paying at that specific company. Worse, is the amount of money that goes to them every month - Medical, Life, Insurance, Money, etc. Mine is through work, its tailor made for our company, but unfortunately only offers 2 very limited options, which quite frankly are rubbish.
cadenceblur Posted January 18 Posted January 18 5 hours ago, Long Wheel Base said: Why is this so confusing? That is us as advisors are asking. It's really not an ideal situation. If we are confused, how do the powers that be think the regular client is going to be. No medical aid - you won't have the option to "upgrade" to inspire. I use the word upgrade loosely. So i just stay as is? Locked into Pvt club - which I assume is a good thing. was called by them but when I told the guy I was already a premier member he said there is nothing further to be done. I am getting health returns as a top up for my medical aid savings as I am on different med aid - need to keep getting that Long Wheel Base 1
Long Wheel Base Posted January 19 Posted January 19 16 hours ago, cadenceblur said: So i just stay as is? Locked into Pvt club - which I assume is a good thing. was called by them but when I told the guy I was already a premier member he said there is nothing further to be done. I am getting health returns as a top up for my medical aid savings as I am on different med aid - need to keep getting that Different medical aid? Not momentum? Where do you health returns go? Do they go into momentum money? If so, that is going to change. Momentum money is now also going to be a completely different product. I need to confirm, but I think only your cash backs will go into the money card.
cadenceblur Posted January 19 Posted January 19 23 minutes ago, Long Wheel Base said: Different medical aid? Not momentum? Where do you health returns go? Do they go into momentum money? If so, that is going to change. Momentum money is now also going to be a completely different product. I need to confirm, but I think only your cash backs will go into the money card. Corporate (wooltru) Med aid, but linked to momentum in some way, so the health returns go to my medical aid savings every month. Long Wheel Base 1
Jackes Posted January 23 Posted January 23 So with all the products unbundled, the Health part does nothing more for life insurance discount etc, WRT healthy hearts etc etc So what does leave on the Health (medical aid) part. The medical aid, health returns and Dischem vouchers? What other benefits is there left there?
Smartie Posted January 23 Posted January 23 1 hour ago, Jackes said: So with all the products unbundled, the Health part does nothing more for life insurance discount etc, WRT healthy hearts etc etc So what does leave on the Health (medical aid) part. The medical aid, health returns and Dischem vouchers? What other benefits is there left there? The only benefits I see are the Health Returns and Vouchers (and online product discounts, e.g. Garmin). Given the disconnect, I am thinking of changing my short-term insurance as the only reason I have it with Momentum was to increase my points to improve my status and life insurance discount...
boink Posted January 25 Posted January 25 My broker has been helping to get me onto Inspire but its worth being aware that if your Multiply was linked to Fundsatwork or Myraid and not your Health Cover (my Medical is in my wife's name to avoid my company group scheme medical aid) you may need to apply as a "new Multiply / Inspire" person. I have asked that they try link my existing Multiply score and level to the new Inspire so I am not starting from scratch. Will update when I have news...
Dusty Posted January 26 Posted January 26 We have 2 cars insured with Momentum. Both cars are in my wife's name. Only she can get SafeDayz now, despite me also being a registered driver on the insurance. Seems crazy to me......
candyfloss Posted January 27 Posted January 27 The app is just so broken. Such a hit and miss with things working and rewards being claimable. Am i the only one struggling this much? JohanC 1
Jackes Posted February 3 Posted February 3 If you have medical, multiply, life and short term with them…. Is it still necessary to do a health and fitness assessment? Where do they play a role? Trying to figure out if it is necessary or worth it
Jackes Posted February 9 Posted February 9 On 2/3/2024 at 1:18 PM, Jackes said: If you have medical, multiply, life and short term with them…. Is it still necessary to do a health and fitness assessment? Where do they play a role? Trying to figure out if it is necessary or worth it Anybody perhaps?
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